Oh no... I have a chargeback and what do I do to respond?

You earned the revenue. You should not have to navigate the defense alone. Chargeback Navigator brings together guided tools and people who help you understand the dispute, strengthen your evidence, and prepare a clear response.

First submission free. Future requests $12.50. No subscription required.

Two smiling small business owners behind their counter with a laptop
Flat $12.50 per defense
No subscription required

Your first submission is FREE.

Welcome to Chargeback Navigator

An advocate in your corner.

of the cases presented have been successfully defended.*
Over 0 %
successfully retained by clients to date**
Over $ 0
additional in fees and fines avoided.**
$ 0

*Based on case outcomes reported by Chargeback Navigator. Historical performance does not guarantee future results. Outcomes vary by card brand, issuing bank, dispute reason, response timing, and the documentation you can provide.

** Based on cases and fees that are charged through avoidance of chargeback, defense cost and additional fines when a chargeback is represented and lost.

Future member requests
$12.50

per defense request

After an unsuccessful case
FREE

Your next defense request is FREE

Finally!

No subscription required!

No intake forms to complete or background work!

Pay only when you have a chargeback to defend!

First submission FREE. Future requests $12.50.

The value: an advocate in the process

Chargebacks cost more than the disputed sale.

They take time, attention, and energy away from your business. Does any of this sound familiar?

Business owner working through paperwork at a desk

Frustrated by the chargeback?

You delivered the product or service. Now you are being asked to defend the payment you worked to earn.

Too busy to build a response?

Running your business is already a full-time job. Finding documents and figuring out what to say adds another task to your day.

Already responded and lost?

Submitting a response does not always lead to the result you expected. You need clarity on what evidence matters and what may have been missing.

Not getting the support you need?

A notice and a deadline are not the same as guidance. You need someone to help you understand the next step.

The value: an advocate in the process

The tools to prepare. The people to help.

Chargeback Navigator was created to provide a true advocate in the dispute process. Our tools organize the work. Our people help you strengthen it. Together, they give you a practical path from a chargeback notice to a better-prepared defense.

Understand the dispute.

Get a plain-language explanation of the chargeback reason and the information needed to address it.

Build a defense outline.

Receive a response strategy shaped around your transaction, the dispute, and the records you can provide.

Strengthen your evidence.

Identify missing documentation and discuss ways to make the facts and supporting records clearer.

Smiling support specialists with headsets in a bright office

Prepare a structured response.

Receive a response organized for the applicable card brand and dispute type, with supporting evidence presented clearly.

Navigate changing requirements.

We track card-brand rules and submission requirements to help align your response with the applicable process and your processor's instructions.

Reduce future risk.

Use practical prevention tips to improve documentation, policies, customer communication, and day-to-day payment procedures.

Built to help you present the facts clearly, not promise an outcome.

Industries we have helped serve

Merchants like you, defended.

Moving companies

Auto repair shops

Liquor stores

Contractors

HVAC

See the difference

What could defending this chargeback cost you?

Move the slider to compare a flat $12.50 defense with the fee range clients and online reviews have reported for competing solutions.

$500
Competing solutions*$50 to $100
Chargeback Navigator$12.50

Up to $87.50 more stays in your business. Your first submission is FREE.

*Illustration only. Competing-solution range reflects what clients and online reviews have reported ($25.00 to $50.00 plus 5% to 10% of the revenue defended); actual fees vary by provider. Comparison assumes the revenue is successfully defended. Outcomes are not guaranteed.

How it works

From chargeback notice to a better-prepared defense.

Two phases. Clear instructions. Support along the way.

Phase 01

Create your profile and upload your case.

Phase 01

Review the outline and strengthen the evidence.

Phase 02

Receive and review your defense response.

Phase 02

Submit on time and share the outcome.

Ready to defend your revenue?

Create a profile. Upload your documents and initial response. Let the Chargeback Navigator process and team help you take the next step.

First submission FREE. Future requests $12.50. No subscription required.

Sign up. Stay informed. Defend your revenue with confidence.

Smiling customer support specialist wearing a headset at a desk