Talk to a Better Quote Specialist
B-QUOTED makes it simple. Better car insurance, without the runaround.
Need a better auto insurance rate without spending your afternoon on hold? Enter your zip code and let B-QUOTED do the work.
Auto Insurance Without the Hassle. Better Rates, No Complications.
Most drivers are overpaying for auto insurance—not because better options don’t exist, but because comparing carriers takes time they don’t have. Rates vary significantly from one provider to the next, and that difference can add up to hundreds of dollars a year for the exact same coverage.
B-QUOTED takes the legwork out of the process. We match your profile with our network of trusted carriers and present competitive options quickly. Whether you’re looking to lower your premium, improve your coverage, or both—we’ll help you find a policy that makes sense for your situation. No pressure, no runaround.
How It Works
From your first conversation to your first commission — here’s what the path looks like.
1
Tell Us About Your Vehicle
Answer a few straightforward questions about your car, your driving history, and the coverage you're looking for. No lengthy forms, no pressure—just the information we need to find your best options.
2
We Compare Rates for You
B-QUOTED shops your profile across our network of trusted carriers. You get competitive quotes side by side, so you can see exactly what you're paying for and make a confident decision.
3
Pick Your Policy and Get Covered
Once you've found the right fit, activating your coverage is simple. Our specialists are available to walk you through the details and answer any questions along the way.
Understanding Your Coverage Options
| Coverage Type | What It Covers |
|---|---|
| Bodily Injury Liability | Covers medical costs, rehabilitation, and legal fees for other parties injured in an accident you caused—even passengers in other vehicles. |
| Property Damage Liability | Pays for repairs or replacement of another person's vehicle or property when you're at fault. Does not cover damage to your own car. |
| Personal Injury Protection (PIP) | Covers your and your passengers' medical bills, lost income, and rehabilitation costs regardless of who caused the accident. Required in some states. |
| Uninsured / Underinsured Motorist | Protects you if you're hit by a driver with no insurance or insufficient coverage—covering your medical expenses and legal costs. |
| Collision Coverage | Covers repair costs to your own vehicle after a collision, regardless of fault, up to the car's actual cash value. |
| Comprehensive Coverage | Protects against non-collision damage: theft, vandalism, fire, severe weather, and animal strikes. A critical add-on for full protection. |
What a Basic Policy Doesn't Cover
Liability-only coverage protects others when you’re at fault—but it won’t cover damage to your own car or losses from events unrelated to a collision. These gaps are worth knowing before something happens:
Theft
Fire
Vandalism
Severe Weather (wind, hail, flood)
Animal Collision
Adding comprehensive coverage closes these gaps. A B-QUOTED specialist can help you decide whether it makes sense for your vehicle and budget—no pressure, just clear guidance.
Looking for More Than Auto?
Umbrella Insurance
Flood Insurance
Condo Insurance
Motorcycle Insurance
Renters Insurance
Homeowners Insurance
Talk to a Better Quote Specialist
B-QUOTED makes it simple. Better home coverage, no complications.
Your home is your most valuable asset. B-QUOTED shops rates from trusted carriers so you get the right protection—at the right price.
Home Insurance Without the Guesswork. Compare Rates, Get Protected.
Homeowners insurance protects you from the financial impact of fires, storms, theft, and liability claims. But with dozens of carriers offering different rates and coverage tiers, finding the right policy is rarely straightforward on your own.
B-QUOTED uses your specific situation to compare policies from a network of highly rated insurers. We surface the most competitive options, answer your questions, and help make sure your home is never left underprotected—without complicated paperwork or drawn-out processes.
How to Get Your Home Insurance Quote
1
Tell Us About Your Home
Share some basic details about your property—its age, size, and location. This helps us identify the coverage options that are the right fit for your home.
2
Choose Your Coverage Level
Decide how much protection you need. From dwelling coverage to personal property and liability, we'll explain every option so you can make a confident choice.
3
B-QUOTED Finds Your Best Rate
We compare quotes from top-rated home insurance carriers on your behalf and present the best available options—fast, simple, and at no cost to you.
Types of Home Insurance Coverage
A standard homeowners policy bundles several types of protection into one plan. Here’s what’s typically included—and what each one actually does for you.
| Coverage Type | What It Covers |
|---|---|
| Dwelling Coverage | Covers the cost to repair or rebuild the physical structure of your home if it's damaged by a covered event like fire, wind, or hail. |
| Personal Property | Protects your belongings—furniture, electronics, clothing, and more—if they're stolen or destroyed by a covered peril. |
| Liability Protection | Covers legal and medical costs if someone is injured on your property or if you accidentally cause damage to someone else's property. |
| Additional Living Expenses | Pays for temporary housing and living costs if your home becomes uninhabitable due to a covered loss. |
| Other Structures | Extends coverage to detached structures on your property—like a garage, fence, or shed—that aren't connected to your main home. |
| Medical Payments | Covers minor medical expenses for guests injured on your property, regardless of fault, to help avoid costly disputes. |
What Standard Home Insurance Doesn't Cover
Most standard policies exclude certain events. Knowing the gaps before a loss occurs—not after—is what makes the difference:
Flooding
Earthquakes
Intentional Damage
Normal Wear & Tear
Vacant Property Damage
A B-QUOTED specialist can walk you through add-on options to fill these gaps and make sure your home has the protection it actually needs.
Additional Coverage Options
Standard policies don’t cover everything. These supplemental options are worth exploring to make sure nothing important falls through the cracks: