{"id":23,"date":"2025-05-29T10:28:35","date_gmt":"2025-05-29T10:28:35","guid":{"rendered":"https:\/\/webdirectms.com\/ardainsurance\/?page_id=23"},"modified":"2026-07-07T13:25:17","modified_gmt":"2026-07-07T13:25:17","slug":"home-1","status":"publish","type":"page","link":"https:\/\/webdirectms.com\/ardainsurance\/","title":{"rendered":"Home 1"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"23\" class=\"elementor elementor-23\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52dd542 wdt-header-with-section e-con-full e-flex e-con e-parent\" data-id=\"52dd542\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73f972a center elementor-widget elementor-widget-wdt-advanced-carousel\" data-id=\"73f972a\" data-element_type=\"widget\" data-e-type=\"widget\" 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(min-width:480px){.elementor-935 .elementor-element.elementor-element-12e2565{--width:75%;}.elementor-935 .elementor-element.elementor-element-c77e279{--width:30%;}}@media(max-width:767px) and (min-width:480px){.elementor-935 .elementor-element.elementor-element-12e2565{--width:100%;}.elementor-935 .elementor-element.elementor-element-c77e279{--width:100%;}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"935\" class=\"elementor elementor-935\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f33c8ef e-flex e-con-boxed e-con e-parent\" data-id=\"f33c8ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-12e2565 e-con-full e-flex e-con e-child\" data-id=\"12e2565\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39cdafb start wdt-dark-bg elementor-widget elementor-widget-wdt-heading\" data-id=\"39cdafb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-39cdafb\"><h1 class=\"wdt-heading-title-wrapper wdt-heading-title\">ARDAdvantage Insurance Captive<\/h1><div class=\"wdt-heading-content-wrapper\">A Better Property Insurance <br>Option \nfor Best-in-Class Resorts.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9609097 start elementor-widget elementor-widget-wdt-button\" data-id=\"9609097\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-button-holder wdt-template-filled wdt-button-link wdt-button-style-default wdt-button-size-nm wdt-button-icon-after\" id=\"wdt-button-9609097\"><a class=\"wdt-button\" href=\"#\"><span class=\"wdt-button-text\">Take the Online Readiness Assessment<\/span><span class=\"wdt-button-icon\"><span class=\"wdt-button-icon-inner\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 27.7 18\"><path d=\"M12.1,18V10.6H0V7.4H12.1V0L27.7,9Z\"><\/path><\/svg><\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdcb348 start elementor-widget elementor-widget-wdt-button\" data-id=\"cdcb348\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-button-holder wdt-template-filled wdt-button-link wdt-button-style-default wdt-button-size-nm wdt-button-icon-after\" id=\"wdt-button-cdcb348\"><a class=\"wdt-button\" href=\"#\"><span class=\"wdt-button-text\">Contact Us<\/span><span class=\"wdt-button-icon\"><span class=\"wdt-button-icon-inner\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 27.7 18\"><path d=\"M12.1,18V10.6H0V7.4H12.1V0L27.7,9Z\"><\/path><\/svg><\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77ff663 elementor-widget__width-inherit elementor-absolute elementor-widget elementor-widget-spacer\" data-id=\"77ff663\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c77e279 e-con-full e-flex e-con e-child\" data-id=\"c77e279\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f87d5f6 elementor-widget__width-inherit elementor-absolute wdt-spacer-pointers elementor-widget elementor-widget-spacer\" data-id=\"f87d5f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div><\/div><div class=\"wdt-carousel-pagination-wrapper\"><div class=\"wdt-swiper-pagination wdt-swiper-pagination-73f972a\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d12c96f e-flex e-con-boxed e-con e-parent\" data-id=\"d12c96f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-35f07ac e-con-full e-flex e-con e-child\" data-id=\"35f07ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b459855 e-con-full wdt-cus-col-bg e-flex e-con e-child\" data-id=\"b459855\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b9508c elementor-widget elementor-widget-spacer\" data-id=\"9b9508c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c45d89c e-con-full e-flex e-con e-child\" data-id=\"c45d89c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d77e01 start elementor-widget__width-initial elementor-widget elementor-widget-wdt-heading\" data-id=\"1d77e01\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-1d77e01\"><div class=\"wdt-heading-subtitle-wrapper wdt-heading-subtitle\">Guidance. Trust. Results.<\/div><h3 class=\"wdt-heading-title-wrapper wdt-heading-title\">ARDAdvantage: A Better Insurance Structure for Well-Run Resorts<\/h3><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba624e6 start elementor-widget__width-initial elementor-widget elementor-widget-wdt-heading\" data-id=\"ba624e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-ba624e6\"><div class=\"wdt-heading-content-wrapper\">Best-in-class resorts are rarely rewarded in today's property insurance market. Even with strong risk management and favorable loss experience, well\u2011run organizations are too often priced and treated just like everyone else.<br><br>\nTo change that, ARDA has partnered with Aon and Gregory & Appel\u2014world\u2011class insurance brokers with deep resort and hospitality expertise\u2014to build ARDAdvantage, a property insurance captive designed specifically for strong, well\u2011managed resorts. Together, they give high\u2011performing ARDA members a clear path into a captive structure that can:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd9dd4 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6dd9dd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Align insurance costs with actual performance and risk profile<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Provide more control over coverage and structure<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> Support a long-term risk strategy instead of managing renewal to renewal<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c34620 start elementor-widget__width-initial elementor-widget elementor-widget-wdt-heading\" data-id=\"4c34620\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-4c34620\"><div class=\"wdt-heading-content-wrapper\">Start with a quick assessment to see where you stand.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3a89d1 e-con-full e-flex e-con e-child\" data-id=\"e3a89d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-03a5120 e-con-full e-flex e-con e-child\" data-id=\"03a5120\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c06ef9 start elementor-widget elementor-widget-wdt-button\" data-id=\"5c06ef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-button-holder wdt-template-filled wdt-button-link wdt-button-style-default wdt-button-size-nm wdt-button-icon-after\" id=\"wdt-button-5c06ef9\"><a class=\"wdt-button\" href=\"#\"><span class=\"wdt-button-text\">Start The Self-Assessement<\/span><span class=\"wdt-button-icon\"><span class=\"wdt-button-icon-inner\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 27.7 18\"><path d=\"M12.1,18V10.6H0V7.4H12.1V0L27.7,9Z\"><\/path><\/svg><\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49a7afe e-con-full e-flex e-con e-child\" data-id=\"49a7afe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea0a103 start elementor-widget elementor-widget-wdt-button\" data-id=\"ea0a103\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-button-holder wdt-template-filled wdt-button-link wdt-button-style-default wdt-button-size-nm wdt-button-icon-after\" id=\"wdt-button-ea0a103\"><a class=\"wdt-button\" href=\"#\"><span class=\"wdt-button-text\">Learn About ARDAdvantage<\/span><span class=\"wdt-button-icon\"><span class=\"wdt-button-icon-inner\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 27.7 18\"><path d=\"M12.1,18V10.6H0V7.4H12.1V0L27.7,9Z\"><\/path><\/svg><\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6298e3 e-con-full e-flex e-con e-parent\" data-id=\"a6298e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8f38ef animated-fast elementor-invisible elementor-widget elementor-widget-wdt-animation\" data-id=\"e8f38ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_horizontal_direction&quot;:&quot;right-to-left&quot;,&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_mqa_direction&quot;:&quot;horizontal&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-animation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-animation-holder horizontal\" id=\"wdt-animation-e8f38ef\" data-settings=\"{&quot;direction&quot;:&quot;horizontal&quot;}\"><div class=\"wdt-animation-wrapper\"><div class=\"wdt-animation-main-marqee right-to-left\"><div class=\"wdt-animation-item text-item\">Save on Premiums<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Zero Capital Calls<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Stability in Any Market<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Strength in Numbers<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Risk Management Support Included<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">No Obligation to Explore<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><\/div><div class=\"wdt-animation-cloned-marqee\"><div class=\"wdt-animation-item text-item\">Save on Premiums<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Zero Capital Calls<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Stability in Any Market<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Strength in Numbers<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">Risk Management Support Included<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><div class=\"wdt-animation-item text-item\">No Obligation to Explore<\/div><div class=\"wdt-animation-item image-item\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" class=\"attachment-full size-full wp-image-1821\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png 512w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-300x300.png 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-150x150.png 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-270x270.png 270w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-192x192.png 192w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-180x180.png 180w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav-32x32.png 32w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c85578 e-flex e-con-boxed e-con e-parent\" data-id=\"6c85578\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c34b2fb e-con-full e-flex e-con e-child\" data-id=\"c34b2fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d146dcf start elementor-widget__width-initial elementor-widget elementor-widget-wdt-heading\" data-id=\"d146dcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_enable_inview_status&quot;:&quot;true&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-d146dcf\"><h2 class=\"wdt-heading-title-wrapper wdt-heading-title\">What <span class=\"wdt-heading-colored-elements\">ARDAdvantage<\/span>Has To Offer<\/h2><div class=\"wdt-heading-content-wrapper\">The ARDAdvantage Insurance Captive is an association-sponsored, ARDA-capitalized group captive, developed for well-run resorts.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1abd3ec e-con-full e-flex e-con e-child\" data-id=\"1abd3ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9edaca4 animated-fast elementor-invisible elementor-widget elementor-widget-wdt-tabs\" data-id=\"9edaca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;icon_show&quot;:&quot;true&quot;,&quot;tab_content_vertical_align&quot;:&quot;center&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-tabs-container wdt-layout-vertical wdt-template-default wdt-icon-style-block\" data-class-items=\"wdt-layout-vertical wdt-template-default wdt-icon-style-block\"><div class=\"wdt-tabs-list-wrapper\"><ul class=\"wdt-tabs-list\"><li><a href=\"#wdt-tabs-0\"><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><i><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,6.75A8.25,8.25,0,1,0,23.25,15,8.25,8.25,0,0,0,15,6.75Zm-.94,6.79a4.59,4.59,0,0,0,1.35.65c.33.12.67.24,1,.41a2.62,2.62,0,0,1,1.37,1.53,2.85,2.85,0,0,1-.19,2.23,2.63,2.63,0,0,1-1.8,1.32v.78a.83.83,0,0,1-1.65,0v-.8A2.62,2.62,0,0,1,12,17.27a.83.83,0,0,1,1.65,0c0,.43.64.85,1.3.85a1.11,1.11,0,0,0,1.28-1.47.89.89,0,0,0-.49-.55c-.31-.14-.62-.25-.92-.36A5.64,5.64,0,0,1,13,14.8a2.57,2.57,0,0,1-.68-3,2.61,2.61,0,0,1,1.86-1.44V9.54a.83.83,0,0,1,1.65,0v.8A2.63,2.63,0,0,1,18,12.73a.83.83,0,1,1-1.65,0c0-.43-.65-.85-1.31-.85-.94,0-1.15.44-1.22.59a.92.92,0,0,0,.25,1.07Z\"><\/path><path d=\"M27.58,24.76l-1.51.35A15.06,15.06,0,0,0,30,15a14.91,14.91,0,0,0-.72-4.61.92.92,0,1,0-1.76.56A13,13,0,0,1,28.16,15a13.16,13.16,0,0,1-3.71,9.15l.63-2.06a.92.92,0,0,0-1.76-.54l-1.53,5a.91.91,0,0,0,.88,1.19.65.65,0,0,0,.2,0L28,26.56a.91.91,0,0,0,.69-1.11.92.92,0,0,0-1.1-.69Z\"><\/path><path d=\"M26.84,8.25A.92.92,0,0,0,27.47,8a.94.94,0,0,0,.27-.88L26.56,2a.92.92,0,0,0-1.8.41l.35,1.51a15,15,0,0,0-15-3.12A.9.9,0,0,0,9.57,2a.92.92,0,0,0,1.17.58,13.14,13.14,0,0,1,13.4,3l-2.05-.63a.93.93,0,0,0-.54,1.77l5,1.53a.75.75,0,0,0,.26,0Z\"><\/path><path d=\"M2.48,19.05A13.15,13.15,0,0,1,1.84,15,13,13,0,0,1,5.31,6.1L4.71,8a.92.92,0,0,0,.88,1.19.91.91,0,0,0,.88-.65L8,3.56A.93.93,0,0,0,6.92,2.39L1.8,3.57a.92.92,0,1,0,.42,1.79L3.82,5A14.9,14.9,0,0,0,0,15a14.74,14.74,0,0,0,.73,4.62.91.91,0,0,0,.87.64,1,1,0,0,0,.29-.05.91.91,0,0,0,.59-1.16Z\"><\/path><path d=\"M19.05,27.52a12.85,12.85,0,0,1-4.05.64,13.09,13.09,0,0,1-9.11-3.67l2,.61a.92.92,0,0,0,.54-1.76l-5-1.54a1,1,0,0,0-.9.21.91.91,0,0,0-.26.88L3.42,28a.9.9,0,0,0,.89.71.75.75,0,0,0,.21,0,.91.91,0,0,0,.69-1.1L4.85,26a15,15,0,0,0,14.77,3.24.93.93,0,0,0-.57-1.76Z\"><\/path><\/svg><\/i><\/span><\/div><\/div><div class=\"wdt-content-title\">Optimize Insurance Spend<\/div><\/a><\/li><li><a href=\"#wdt-tabs-1\"><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><i><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M16.72,0H13.28a2,2,0,0,0-2,2V5.4a2,2,0,0,0,2,2H14v6.83a8.26,8.26,0,0,1,1-.06c.28,0,.56,0,.84,0V7.36h.88a2,2,0,0,0,2-2V2A2,2,0,0,0,16.72,0Z\"><\/path><path d=\"M5.4,7.36H2a2,2,0,0,0-2,2v3.44a2,2,0,0,0,2,2h.8v8a1.57,1.57,0,0,0,1.57,1.57H6.18a8.42,8.42,0,0,1-.09-1.24,5.91,5.91,0,0,1,0-.6H4.6V14.72h.8a2,2,0,0,0,2-2V9.32a2,2,0,0,0-2-2Z\"><\/path><path d=\"M28,7.36H24.6a2,2,0,0,0-2,2v3.44a2,2,0,0,0,2,2h.8v7.73H23.89c0,.2,0,.4,0,.6a8.66,8.66,0,0,1-.09,1.25h1.85a1.57,1.57,0,0,0,1.57-1.58v-8H28a2,2,0,0,0,2-2V9.32a2,2,0,0,0-2-2Z\"><\/path><path d=\"M15,16.09a7,7,0,1,0,7,7A7,7,0,0,0,15,16.09Zm-.76,5.79a3.4,3.4,0,0,0,1.08.52c.27.1.55.21.84.34A2.07,2.07,0,0,1,17.25,24a2.3,2.3,0,0,1-.15,1.78,2.1,2.1,0,0,1-1.45,1.06v.63a.65.65,0,1,1-1.3,0v-.65a2.1,2.1,0,0,1-1.74-1.91.66.66,0,0,1,.66-.65.65.65,0,0,1,.65.65c0,.36.52.7,1.06.7a1,1,0,0,0,1-.44.94.94,0,0,0,.07-.75.75.75,0,0,0-.41-.45c-.24-.11-.49-.2-.73-.29a4.66,4.66,0,0,1-1.47-.75,2,2,0,0,1-.54-2.42,2.07,2.07,0,0,1,1.49-1.16v-.62a.66.66,0,1,1,1.31,0v.64a2.11,2.11,0,0,1,1.73,1.91.66.66,0,0,1-.66.65.65.65,0,0,1-.65-.65c0-.36-.52-.69-1.06-.69-.76,0-.93.36-1,.47a.74.74,0,0,0,.2.87Z\"><\/path><\/svg><\/i><\/span><\/div><\/div><div class=\"wdt-content-title\">Coverage Designed For You<\/div><\/a><\/li><li><a href=\"#wdt-tabs-2\"><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><i><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M24.45,0a2.29,2.29,0,0,0-2.28,2.28,2.4,2.4,0,0,0,.12.71L18,6.83a2.27,2.27,0,0,0-2.29.25L11.93,4.91a1.6,1.6,0,0,0,0-.23,2.29,2.29,0,0,0-4.57,0,2.38,2.38,0,0,0,.15.81L3.12,9.86a2.32,2.32,0,0,0-.84-.16A2.29,2.29,0,1,0,4.57,12a2.25,2.25,0,0,0-.16-.81L8.84,6.8A2.32,2.32,0,0,0,9.67,7,2.24,2.24,0,0,0,11,6.51L14.8,8.68c0,.07,0,.15,0,.23a2.29,2.29,0,1,0,4.45-.7l4.29-3.85a2.22,2.22,0,0,0,.93.21,2.29,2.29,0,1,0,0-4.57Z\"><\/path><path d=\"M8,11h3.27a.65.65,0,0,1,.65.65V29.11H7.39V11.65A.65.65,0,0,1,8,11Z\"><\/path><path d=\"M.65,17H3.92a.65.65,0,0,1,.65.65V29.11H0V17.62A.65.65,0,0,1,.65,17Z\"><\/path><path d=\"M17.78,17.78A7.11,7.11,0,0,0,19.35,29v.14H14.78V14.87a.65.65,0,0,1,.65-.65H18.7a.65.65,0,0,1,.65.65v1.71a7,7,0,0,0-1.57,1.2Z\"><\/path><path d=\"M26.74,9.82v7.09a7,7,0,0,0-4-1.21,6.08,6.08,0,0,0-.61,0V9.82a.65.65,0,0,1,.65-.65h3.27a.66.66,0,0,1,.65.65Z\"><\/path><path d=\"M29.73,28.43,27,25.68a5.11,5.11,0,0,0-7.82-6.52A5.11,5.11,0,0,0,25.68,27l2.75,2.75a.92.92,0,0,0,1.3,0A.92.92,0,0,0,29.73,28.43Zm-9.27-3.34a3.27,3.27,0,0,1,0-4.63,3.32,3.32,0,0,1,2.32-1,3.28,3.28,0,1,1-2.32,5.59Z\"><\/path><\/svg><\/i><\/span><\/div><\/div><div class=\"wdt-content-title\">Greater Stability &amp; Reslience<\/div><\/a><\/li><li><a href=\"#wdt-tabs-3\"><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><i><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M1.92,4.28a.22.22,0,0,1,.2-.11H3.21V.44A.44.44,0,0,1,3.65,0H5.84a.44.44,0,0,1,.44.44V4.17H7.37a.2.2,0,0,1,.19.11.24.24,0,0,1,0,.23L4.93,8.72a.22.22,0,0,1-.37,0L1.93,4.51a.24.24,0,0,1,0-.23Z\"><\/path><path d=\"M12.18,4.28a.21.21,0,0,1,.19-.11h1.1V.44A.44.44,0,0,1,13.91,0H16.1a.44.44,0,0,1,.43.44V4.17h1.1a.22.22,0,0,1,.18.34L15.19,8.72a.22.22,0,0,1-.38,0L12.19,4.51a.24.24,0,0,1,0-.23Z\"><\/path><path d=\"M22.44,4.28a.21.21,0,0,1,.19-.11h1.1V.44A.44.44,0,0,1,24.16,0h2.19a.44.44,0,0,1,.44.44V4.17h1.1a.2.2,0,0,1,.18.11.24.24,0,0,1,0,.23L25.44,8.72a.22.22,0,0,1-.37,0L22.44,4.51a.24.24,0,0,1,0-.23Z\"><\/path><path d=\"M22.15,10.78H7.84a1.53,1.53,0,0,0-1.52,1.53V26.2H8.15V16.78a8.71,8.71,0,0,0,4.16-4.16h5.37a8.75,8.75,0,0,0,4.16,4.16V26.2h1.84V12.31a1.54,1.54,0,0,0-1.53-1.53Z\"><\/path><path d=\"M20,25.78a2.88,2.88,0,0,1,0,.42H10c0-.13,0-.28,0-.42a5,5,0,1,1,10,0Z\"><\/path><path d=\"M16,17.73a1.46,1.46,0,1,0-2.07,0A1.47,1.47,0,0,0,16,17.73Z\"><\/path><path d=\"M29.08,30H.92A.92.92,0,0,1,0,29.08v-7a.92.92,0,0,1,1.84,0v6.1H28.16v-6.1a.92.92,0,1,1,1.84,0v7a.92.92,0,0,1-.92.92Z\"><\/path><\/svg><\/i><\/span><\/div><\/div><div class=\"wdt-content-title\">Improved Risk Management<\/div><\/a><\/li><li><a href=\"#wdt-tabs-4\"><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><i><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,6a9,9,0,1,0,9.05,9A9,9,0,0,0,15,6ZM14,13.4a4.75,4.75,0,0,0,1.48.71c.36.13.73.27,1.14.46a2.78,2.78,0,0,1,1.5,1.67,3.13,3.13,0,0,1-.21,2.45,2.94,2.94,0,0,1-2,1.45V21a.91.91,0,1,1-1.81,0v-.87a2.87,2.87,0,0,1-2.37-2.62.91.91,0,1,1,1.81,0c0,.47.7.93,1.43.93a1.22,1.22,0,0,0,1.4-1.61,1,1,0,0,0-.54-.6c-.34-.15-.68-.28-1-.4a6.34,6.34,0,0,1-2-1,2.83,2.83,0,0,1-.75-3.33,2.86,2.86,0,0,1,2-1.58V9a.91.91,0,0,1,1.81,0v.87a2.89,2.89,0,0,1,2.37,2.63.91.91,0,0,1-1.81,0c0-.48-.72-.94-1.44-.94-1,0-1.26.49-1.34.65A1,1,0,0,0,14,13.4Z\"><\/path><path d=\"M30,27.32a2.69,2.69,0,0,1-5.37,0,2.79,2.79,0,0,1,.25-1.13L22.1,23.4a11.4,11.4,0,0,0,1.3-1.3l2.79,2.78a2.78,2.78,0,0,1,1.12-.25A2.68,2.68,0,0,1,30,27.32Z\"><\/path><path d=\"M30,2.69a2.69,2.69,0,0,1-2.69,2.69,2.6,2.6,0,0,1-1.12-.26L23.4,7.91A10.72,10.72,0,0,0,22.1,6.6l2.78-2.78a2.87,2.87,0,0,1-.25-1.13,2.69,2.69,0,1,1,5.37,0Z\"><\/path><path d=\"M7.9,6.6A10.56,10.56,0,0,0,6.61,7.9L3.82,5.12a2.71,2.71,0,0,1-1.13.26A2.69,2.69,0,1,1,5.37,2.69a2.7,2.7,0,0,1-.25,1.13L7.9,6.61Z\"><\/path><path d=\"M5.12,26.19a2.64,2.64,0,0,1,.25,1.13,2.69,2.69,0,1,1-2.68-2.69,2.87,2.87,0,0,1,1.13.25L6.61,22.1A10.56,10.56,0,0,0,7.9,23.4Z\"><\/path><\/svg><\/i><\/span><\/div><\/div><div class=\"wdt-content-title\">Strength In Numbers<\/div><\/a><\/li><\/ul><\/div><div class=\"wdt-tabs-content-wrapper\"><div id=\"wdt-tabs-0\" class=\"wdt-tabs-content\"><style>.elementor-1095 .elementor-element.elementor-element-5a39b24{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--border-radius:30px 30px 30px 30px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1095 .elementor-element.elementor-element-5a39b24:not(.elementor-motion-effects-element-type-background), .elementor-1095 .elementor-element.elementor-element-5a39b24 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-15050fc );}.elementor-1095 .elementor-element.elementor-element-cfd8e19{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-1095 .elementor-element.elementor-element-c87298b img{border-radius:30px 30px 30px 30px;}.elementor-1095 .elementor-element.elementor-element-c87298b.elementor-element{--align-self:stretch;--flex-grow:1;--flex-shrink:0;}.elementor-1095 .elementor-element.elementor-element-737e04e{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--gap:40px 0px;--row-gap:40px;--column-gap:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:40px;--padding-right:40px;}.elementor-1095 .elementor-element.elementor-element-d01b8cd .wdt-heading-holder, \r\n\t\t\t\t\t\t\t\t .elementor-1095 .elementor-element.elementor-element-d01b8cd .wdt-heading-holder > .wdt-heading-title-wrapper .wdt-heading-title, \r\n\t\t\t\t\t\t\t\t .elementor-1095 .elementor-element.elementor-element-d01b8cd .wdt-heading-holder > .wdt-heading-subtitle-wrapper .wdt-heading-subtitle{text-align:start;justify-content:start;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(15px\/2);}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(15px\/2);}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(15px\/2);}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-15px\/2);}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-15px\/2);}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-icon i{color:var( --e-global-color-secondary );transition:color 0.3s;}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-icon svg{fill:var( --e-global-color-secondary );transition:fill 0.3s;}.elementor-1095 .elementor-element.elementor-element-00adf54{--e-icon-list-icon-size:20px;--icon-vertical-align:flex-start;--icon-vertical-offset:3px;}.elementor-1095 .elementor-element.elementor-element-00adf54 .elementor-icon-list-text{transition:color 0.3s;}@media(min-width:480px){.elementor-1095 .elementor-element.elementor-element-cfd8e19{--width:50%;}.elementor-1095 .elementor-element.elementor-element-737e04e{--width:50%;}}@media(max-width:1024px) and (min-width:480px){.elementor-1095 .elementor-element.elementor-element-cfd8e19{--width:100%;}.elementor-1095 .elementor-element.elementor-element-737e04e{--width:100%;}}@media(max-width:1540px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1280px){.elementor-1095 .elementor-element.elementor-element-c87298b img{height:100%;object-fit:cover;}}@media(max-width:1024px){.elementor-1095 .elementor-element.elementor-element-5a39b24{--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1095 .elementor-element.elementor-element-737e04e{--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-1095 .elementor-element.elementor-element-737e04e{--padding-top:40px;--padding-bottom:40px;--padding-left:20px;--padding-right:20px;}}@media(max-width:479px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1095 .elementor-element.elementor-element-737e04e{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"1095\" class=\"elementor elementor-1095\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a39b24 e-con-full e-flex e-con e-parent\" data-id=\"5a39b24\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cfd8e19 e-con-full e-flex e-con e-child\" data-id=\"cfd8e19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c87298b elementor-widget elementor-widget-image\" data-id=\"c87298b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-01-1.jpg\" class=\"attachment-full size-full wp-image-2061\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-01-1.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-01-1-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-737e04e e-con-full e-flex e-con e-child\" data-id=\"737e04e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d01b8cd start elementor-widget elementor-widget-wdt-heading\" data-id=\"d01b8cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-d01b8cd\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">Turn Performance Into Pricing<\/h4><div class=\"wdt-heading-content-wrapper\">ARDAdvantage rewards resorts for the risk management work they're already doing, instead of pricing them the same as everyone else in a hard market.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00adf54 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"00adf54\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pricing tied to your actual loss experience, not industry averages<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reduced exposure to market-wide premium spikes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Access to underwriting profit and investment income typically kept by traditional insurers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div id=\"wdt-tabs-1\" class=\"wdt-tabs-content\"><style>.elementor-1096 .elementor-element.elementor-element-0c9ed8f{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--border-radius:30px 30px 30px 30px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1096 .elementor-element.elementor-element-0c9ed8f:not(.elementor-motion-effects-element-type-background), .elementor-1096 .elementor-element.elementor-element-0c9ed8f > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-15050fc );}.elementor-1096 .elementor-element.elementor-element-d2e1d61{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-1096 .elementor-element.elementor-element-cc47f42 img{border-radius:30px 30px 30px 30px;}.elementor-1096 .elementor-element.elementor-element-cc47f42.elementor-element{--align-self:stretch;--flex-grow:1;--flex-shrink:0;}.elementor-1096 .elementor-element.elementor-element-498ea8a{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--gap:40px 0px;--row-gap:40px;--column-gap:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:40px;--padding-right:40px;}.elementor-1096 .elementor-element.elementor-element-b40f046 .wdt-heading-holder, \r\n\t\t\t\t\t\t\t\t .elementor-1096 .elementor-element.elementor-element-b40f046 .wdt-heading-holder > .wdt-heading-title-wrapper .wdt-heading-title, \r\n\t\t\t\t\t\t\t\t .elementor-1096 .elementor-element.elementor-element-b40f046 .wdt-heading-holder > .wdt-heading-subtitle-wrapper .wdt-heading-subtitle{text-align:start;justify-content:start;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon 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.elementor-icon-list-text{transition:color 0.3s;}@media(min-width:480px){.elementor-1096 .elementor-element.elementor-element-d2e1d61{--width:50%;}.elementor-1096 .elementor-element.elementor-element-498ea8a{--width:50%;}}@media(max-width:1024px) and (min-width:480px){.elementor-1096 .elementor-element.elementor-element-d2e1d61{--width:100%;}.elementor-1096 .elementor-element.elementor-element-498ea8a{--width:100%;}}@media(max-width:1540px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1280px){.elementor-1096 .elementor-element.elementor-element-cc47f42 img{height:100%;object-fit:cover;}}@media(max-width:1024px){.elementor-1096 .elementor-element.elementor-element-0c9ed8f{--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1096 .elementor-element.elementor-element-498ea8a{--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-1096 .elementor-element.elementor-element-498ea8a{--padding-top:40px;--padding-bottom:40px;--padding-left:20px;--padding-right:20px;}}@media(max-width:479px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1096 .elementor-element.elementor-element-498ea8a{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"1096\" class=\"elementor elementor-1096\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c9ed8f e-con-full e-flex e-con e-parent\" data-id=\"0c9ed8f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d2e1d61 e-con-full e-flex e-con e-child\" data-id=\"d2e1d61\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc47f42 elementor-widget elementor-widget-image\" data-id=\"cc47f42\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-03-1.jpg\" class=\"attachment-full size-full wp-image-2063\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-03-1.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-03-1-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-498ea8a e-con-full e-flex e-con e-child\" data-id=\"498ea8a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b40f046 start elementor-widget elementor-widget-wdt-heading\" data-id=\"b40f046\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-b40f046\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">Built for Resorts, Not Retrofitted<\/h4><div class=\"wdt-heading-content-wrapper\">Standard commercial property policies are built for generic risk. ARDAdvantage is built specifically around resort, timeshare, and HOA exposures from the ground up.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5925e54 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5925e54\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Coverage shaped by real resort and timeshare loss data<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Flexibility to address gaps standard markets often miss<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Terms developed with input from resort risk professionals, not a generic template<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div id=\"wdt-tabs-2\" class=\"wdt-tabs-content\"><style>.elementor-1097 .elementor-element.elementor-element-25c4c79{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--border-radius:30px 30px 30px 30px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1097 .elementor-element.elementor-element-25c4c79:not(.elementor-motion-effects-element-type-background), .elementor-1097 .elementor-element.elementor-element-25c4c79 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-15050fc );}.elementor-1097 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.elementor-element.elementor-element-d1639c3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--gap:40px 0px;--row-gap:40px;--column-gap:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:40px;--padding-right:40px;}.elementor-1097 .elementor-element.elementor-element-ec286aa .wdt-heading-holder, \r\n\t\t\t\t\t\t\t\t .elementor-1097 .elementor-element.elementor-element-ec286aa .wdt-heading-holder > .wdt-heading-title-wrapper .wdt-heading-title, \r\n\t\t\t\t\t\t\t\t .elementor-1097 .elementor-element.elementor-element-ec286aa .wdt-heading-holder > .wdt-heading-subtitle-wrapper .wdt-heading-subtitle{text-align:start;justify-content:start;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(15px\/2);}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(15px\/2);}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(15px\/2);}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-15px\/2);}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-15px\/2);}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-icon i{color:var( --e-global-color-secondary );transition:color 0.3s;}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-icon svg{fill:var( --e-global-color-secondary );transition:fill 0.3s;}.elementor-1097 .elementor-element.elementor-element-af11612{--e-icon-list-icon-size:20px;--icon-vertical-align:flex-start;--icon-vertical-offset:3px;}.elementor-1097 .elementor-element.elementor-element-af11612 .elementor-icon-list-text{transition:color 0.3s;}@media(min-width:480px){.elementor-1097 .elementor-element.elementor-element-a5db17e{--width:50%;}.elementor-1097 .elementor-element.elementor-element-d1639c3{--width:50%;}}@media(max-width:1024px) and (min-width:480px){.elementor-1097 .elementor-element.elementor-element-a5db17e{--width:100%;}.elementor-1097 .elementor-element.elementor-element-d1639c3{--width:100%;}}@media(max-width:1540px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1280px){.elementor-1097 .elementor-element.elementor-element-695015d img{height:100%;object-fit:cover;}}@media(max-width:1024px){.elementor-1097 .elementor-element.elementor-element-25c4c79{--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1097 .elementor-element.elementor-element-d1639c3{--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-1097 .elementor-element.elementor-element-d1639c3{--padding-top:40px;--padding-bottom:40px;--padding-left:20px;--padding-right:20px;}}@media(max-width:479px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1097 .elementor-element.elementor-element-d1639c3{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"1097\" class=\"elementor elementor-1097\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25c4c79 e-con-full e-flex e-con e-parent\" data-id=\"25c4c79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a5db17e e-con-full e-flex e-con e-child\" data-id=\"a5db17e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-695015d elementor-widget elementor-widget-image\" data-id=\"695015d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-04-1.jpg\" class=\"attachment-full size-full wp-image-2064\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-04-1.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-04-1-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1639c3 e-con-full e-flex e-con e-child\" data-id=\"d1639c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec286aa start elementor-widget elementor-widget-wdt-heading\" data-id=\"ec286aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-ec286aa\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">A Program That Holds Up in Hard Markets<\/h4><div class=\"wdt-heading-content-wrapper\">Traditional insurance pricing swings hard when the broader market tightens. ARDAdvantage gives members a more predictable, stable alternative.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af11612 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"af11612\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reduced year-over-year rate volatility<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A structure built to weather hard and soft markets alike<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Long-term predictability your board and finance team can plan around<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div id=\"wdt-tabs-3\" class=\"wdt-tabs-content\"><style>.elementor-1098 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.elementor-icon-list-text{transition:color 0.3s;}@media(min-width:480px){.elementor-1098 .elementor-element.elementor-element-e6ccbba{--width:50%;}.elementor-1098 .elementor-element.elementor-element-7d8fddd{--width:50%;}}@media(max-width:1024px) and (min-width:480px){.elementor-1098 .elementor-element.elementor-element-e6ccbba{--width:100%;}.elementor-1098 .elementor-element.elementor-element-7d8fddd{--width:100%;}}@media(max-width:1540px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1280px){.elementor-1098 .elementor-element.elementor-element-75cb9f7 img{height:100%;object-fit:cover;}}@media(max-width:1024px){.elementor-1098 .elementor-element.elementor-element-2ed94b2{--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1098 .elementor-element.elementor-element-7d8fddd{--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-1098 .elementor-element.elementor-element-7d8fddd{--padding-top:40px;--padding-bottom:40px;--padding-left:20px;--padding-right:20px;}}@media(max-width:479px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-1098 .elementor-element.elementor-element-7d8fddd{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"1098\" class=\"elementor elementor-1098\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ed94b2 e-con-full e-flex e-con e-parent\" data-id=\"2ed94b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e6ccbba e-con-full e-flex e-con e-child\" data-id=\"e6ccbba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75cb9f7 elementor-widget elementor-widget-image\" data-id=\"75cb9f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001.jpg\" class=\"attachment-full size-full wp-image-2060\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d8fddd e-con-full e-flex e-con e-child\" data-id=\"7d8fddd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48fba08 start elementor-widget elementor-widget-wdt-heading\" data-id=\"48fba08\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-48fba08\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">Strong Resorts Get Stronger<\/h4><div class=\"wdt-heading-content-wrapper\">Membership comes with more than coverage. It comes with structured support to sharpen the risk practices that qualified you in the first place.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b99f87 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0b99f87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Access to risk management resources and best practices from peer resorts<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Structured governance expectations that strengthen board decision-making<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ongoing support from Aon, Gregory &amp; Appel and ARDA, not a one-time policy transaction<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div id=\"wdt-tabs-4\" class=\"wdt-tabs-content\"><style>.elementor-146 .elementor-element.elementor-element-e5665b5{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--border-radius:30px 30px 30px 30px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-146 .elementor-element.elementor-element-e5665b5:not(.elementor-motion-effects-element-type-background), .elementor-146 .elementor-element.elementor-element-e5665b5 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-15050fc );}.elementor-146 .elementor-element.elementor-element-6c19ca5{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-146 .elementor-element.elementor-element-bd13b95 img{border-radius:30px 30px 30px 30px;}.elementor-146 .elementor-element.elementor-element-bd13b95.elementor-element{--align-self:stretch;--flex-grow:1;--flex-shrink:0;}.elementor-146 .elementor-element.elementor-element-d0f3f8b{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--gap:40px 0px;--row-gap:40px;--column-gap:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:40px;--padding-right:40px;}.elementor-146 .elementor-element.elementor-element-cee5439 .wdt-heading-holder, \r\n\t\t\t\t\t\t\t\t .elementor-146 .elementor-element.elementor-element-cee5439 .wdt-heading-holder > .wdt-heading-title-wrapper .wdt-heading-title, \r\n\t\t\t\t\t\t\t\t .elementor-146 .elementor-element.elementor-element-cee5439 .wdt-heading-holder > .wdt-heading-subtitle-wrapper .wdt-heading-subtitle{text-align:start;justify-content:start;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(15px\/2);}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(15px\/2);}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(15px\/2);}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-15px\/2);}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-15px\/2);}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-icon i{color:var( --e-global-color-secondary );transition:color 0.3s;}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-icon svg{fill:var( --e-global-color-secondary );transition:fill 0.3s;}.elementor-146 .elementor-element.elementor-element-8495513{--e-icon-list-icon-size:20px;--icon-vertical-align:flex-start;--icon-vertical-offset:3px;}.elementor-146 .elementor-element.elementor-element-8495513 .elementor-icon-list-text{transition:color 0.3s;}@media(min-width:480px){.elementor-146 .elementor-element.elementor-element-6c19ca5{--width:50%;}.elementor-146 .elementor-element.elementor-element-d0f3f8b{--width:50%;}}@media(max-width:1024px) and (min-width:480px){.elementor-146 .elementor-element.elementor-element-6c19ca5{--width:100%;}.elementor-146 .elementor-element.elementor-element-d0f3f8b{--width:100%;}}@media(max-width:1540px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1280px){.elementor-146 .elementor-element.elementor-element-bd13b95 img{height:100%;object-fit:cover;}}@media(max-width:1024px){.elementor-146 .elementor-element.elementor-element-e5665b5{--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-146 .elementor-element.elementor-element-d0f3f8b{--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-146 .elementor-element.elementor-element-d0f3f8b{--padding-top:40px;--padding-bottom:40px;--padding-left:20px;--padding-right:20px;}}@media(max-width:479px){.elementor-widget-image .widget-image-caption{line-height:var( --e-global-typography-text-line-height );}.elementor-146 .elementor-element.elementor-element-d0f3f8b{--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"146\" class=\"elementor elementor-146\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5665b5 e-con-full e-flex e-con e-parent\" data-id=\"e5665b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6c19ca5 e-con-full e-flex e-con e-child\" data-id=\"6c19ca5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd13b95 elementor-widget elementor-widget-image\" data-id=\"bd13b95\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001.jpg\" class=\"attachment-full size-full wp-image-2060\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d0f3f8b e-con-full e-flex e-con e-child\" data-id=\"d0f3f8b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cee5439 start elementor-widget elementor-widget-wdt-heading\" data-id=\"cee5439\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-cee5439\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">The Power of a Best-in-Class Peer Group<\/h4><div class=\"wdt-heading-content-wrapper\">ARDAdvantage pools the collective strength of ARDA's top-performing members, giving individual resorts leverage they couldn't access on their own.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8495513 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8495513\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Shared capitalization backed by ARDA and well-managed peer resorts<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Collective buying power typically reserved for much larger organizations<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> A community of high-performing resorts solving the same challenges together<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1deaad3 animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"1deaad3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4837cb2 e-con-full e-flex e-con e-child\" data-id=\"4837cb2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c6364dc e-con-full e-flex e-con e-child\" data-id=\"c6364dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6438dc4 e-grid e-con-full animated-fast elementor-invisible e-con e-child\" data-id=\"6438dc4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f836eb elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"7f836eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-03-1.jpg\" class=\"attachment-full size-full wp-image-2063\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-03-1.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-03-1-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95af891 elementor-widget elementor-widget-image\" data-id=\"95af891\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-02-1.jpg\" class=\"attachment-full size-full wp-image-2062\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-02-1.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/interactive-Section-img-02-1-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-429e8f5 elementor-widget elementor-widget-image\" data-id=\"429e8f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"620\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001.jpg\" class=\"attachment-full size-full wp-image-2060\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001.jpg 700w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/07\/H1-Tab-img-001-300x266.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b63ab5 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"7b63ab5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/H1-Faq-side-image-1.jpg\" class=\"attachment-full size-full wp-image-2082\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/H1-Faq-side-image-1.jpg 800w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/H1-Faq-side-image-1-300x300.jpg 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/H1-Faq-side-image-1-150x150.jpg 150w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/H1-Faq-side-image-1-768x768.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9853f75 elementor-widget__width-initial elementor-absolute e-transform animated-fast elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-wdt-rotate-image\" data-id=\"9853f75\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;-50&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_laptop&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet_extra&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile_extra&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;-50&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_laptop&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet_extra&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile_extra&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-rotate-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-rotate-image-container\" data-settings=\"{&quot;rotation_side&quot;:&quot;anti-clock&quot;}\"><div class=\"wdt-rotate-image\"><\/div><div class=\"wdt-rotate-second-image\"><img decoding=\"async\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/cropped-ARDA-Insurance-Fav.png\" title=\"cropped-ARDA-Insurance-Fav.png\" alt=\"cropped-ARDA-Insurance-Fav.png\" loading=\"lazy\" \/><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e875366 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"e875366\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-870fe67 start start elementor-widget-laptop__width-initial elementor-widget elementor-widget-wdt-heading\" data-id=\"870fe67\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-870fe67\"><h2 class=\"wdt-heading-title-wrapper wdt-heading-title\"><span class=\"wdt-heading-colored-elements\">ARDAdvantage<\/span>is the right Choice For You<\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d30ecbd start elementor-widget elementor-widget-wdt-tabs\" data-id=\"d30ecbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-tabs-container wdt-layout-horizontal wdt-template-bordered\" data-class-items=\"wdt-layout-horizontal wdt-template-bordered\"><div class=\"wdt-tabs-list-wrapper\"><ul class=\"wdt-tabs-list\"><li><a href=\"#wdt-tabs-0\"><div class=\"wdt-content-title\">Why Choose Us<\/div><\/a><\/li><li><a href=\"#wdt-tabs-1\"><div class=\"wdt-content-title\">Who We Are<\/div><\/a><\/li><li><a href=\"#wdt-tabs-2\"><div class=\"wdt-content-title\">Key Advantages<\/div><\/a><\/li><\/ul><\/div><div class=\"wdt-tabs-content-wrapper\"><div id=\"wdt-tabs-0\" class=\"wdt-tabs-content\"><style>.elementor-555 .elementor-element.elementor-element-71497cf{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-555 .elementor-element.elementor-element-509bb51{--spacer-size:12px;}.elementor-555 .elementor-element.elementor-element-03cb9e7 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-555 .elementor-element.elementor-element-00417c7 .wdt-heading-holder, \r\n\t\t\t\t\t\t\t\t .elementor-555 .elementor-element.elementor-element-00417c7 .wdt-heading-holder > .wdt-heading-title-wrapper .wdt-heading-title, \r\n\t\t\t\t\t\t\t\t .elementor-555 .elementor-element.elementor-element-00417c7 .wdt-heading-holder > .wdt-heading-subtitle-wrapper .wdt-heading-subtitle{text-align:start;justify-content:start;}.elementor-555 .elementor-element.elementor-element-00417c7 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list 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Sans-serif;font-size:20px;font-weight:400;line-height:1.55em;}.elementor-555 .elementor-element.elementor-element-9d85ee5 .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-555 .elementor-element.elementor-element-b294cd8 .wdt-heading-holder, \r\n\t\t\t\t\t\t\t\t .elementor-555 .elementor-element.elementor-element-b294cd8 .wdt-heading-holder > .wdt-heading-title-wrapper .wdt-heading-title, \r\n\t\t\t\t\t\t\t\t .elementor-555 .elementor-element.elementor-element-b294cd8 .wdt-heading-holder > .wdt-heading-subtitle-wrapper .wdt-heading-subtitle{text-align:start;justify-content:start;}.elementor-555 .elementor-element.elementor-element-b294cd8 > .elementor-widget-container{margin:30px 0px 20px 0px;}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(15px\/2);}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(15px\/2);}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(15px\/2);}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-15px\/2);}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-15px\/2);}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-icon i{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );transition:fill 0.3s;}.elementor-555 .elementor-element.elementor-element-dfe7e3f{--e-icon-list-icon-size:20px;--icon-vertical-align:flex-start;--icon-vertical-offset:3px;}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-item > .elementor-icon-list-text, .elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-item > a{font-family:\"DM Sans\", Sans-serif;font-size:20px;font-weight:400;line-height:1.55em;}.elementor-555 .elementor-element.elementor-element-dfe7e3f .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}@media(max-width:1540px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1024px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:479px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"555\" class=\"elementor elementor-555\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71497cf e-con-full animated-fast e-flex elementor-invisible e-con e-parent\" data-id=\"71497cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t\t\t\t\t<p class=\"e-ddbcd4e-4764b77 e-paragraph-base\" data-interaction-id=\"ddbcd4e\"  data-e-type=\"widget\" data-id=\"ddbcd4e\">\n\t\t\t\t\t\t\t\tBest\u2011in\u2011class resorts are rarely rewarded in today\u2019s property market. Even with strong risk management and solid loss performance, many ARDA members still face higher premiums, inefficient structures, and growing exclusions.\n\t\t\t\t\t<\/p>\n\t\t\t\t<div class=\"elementor-element elementor-element-509bb51 elementor-widget elementor-widget-spacer\" data-id=\"509bb51\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03cb9e7 animated-fast elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"03cb9e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-03cb9e7\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">ARDAdvantage <span class=\"wdt-heading-colored-elements\">was<\/span>built to close that gap.<\/h4><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00417c7 start animated-fast elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"00417c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-00417c7\"><div class=\"wdt-heading-content-wrapper\">Unlike traditional group captives, which typically require members to put up capital and risk assessments, ARDAdvantage is association\u2011sponsored and ARDA\u2011capitalized:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d85ee5 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9d85ee5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ARDA funds all capitalization costs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ARDA covers losses above the captive loss fund<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No member capital calls or open\u2011ended assessments<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Premiums are supported by ARDA in poor loss years<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b294cd8 start animated-fast elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"b294cd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-b294cd8\"><h5 class=\"wdt-heading-title-wrapper wdt-heading-title\">Traditional Group Captive vs. ARDAdvantage<\/h5><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfe7e3f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dfe7e3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Traditional: Member capital required; exposure to assessments<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ARDAdvantage: ARDA\u2011funded, no member capital calls, no assessments, association\u2011backed premium guarantees<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div id=\"wdt-tabs-1\" class=\"wdt-tabs-content\"><style>.elementor-1400 .elementor-element.elementor-element-1bcde06{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1400 .elementor-element.elementor-element-a2495b7 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(15px\/2);}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(15px\/2);}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(15px\/2);}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-15px\/2);}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-15px\/2);}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-icon i{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );transition:fill 0.3s;}.elementor-1400 .elementor-element.elementor-element-2177b75{--e-icon-list-icon-size:20px;--icon-vertical-align:flex-start;--icon-vertical-offset:3px;}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-item > a{font-family:\"DM Sans\", Sans-serif;font-size:20px;font-weight:400;line-height:1.55em;}.elementor-1400 .elementor-element.elementor-element-2177b75 .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-1400 .elementor-element.elementor-element-57cc946{--spacer-size:25px;}.elementor-1400 .elementor-element.elementor-element-520d33c > .elementor-widget-container{margin:0px 0px 20px 0px;}@media(max-width:1540px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1024px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:479px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"1400\" class=\"elementor elementor-1400\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bcde06 e-con-full animated-fast e-flex elementor-invisible e-con e-parent\" data-id=\"1bcde06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2495b7 animated-fast elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"a2495b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-a2495b7\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">Who is <span class=\"wdt-heading-colored-elements\">ARDAdvantage?<\/span><\/h4><div class=\"wdt-heading-content-wrapper\">ARDAdvantage is built through a partnership between Aon, Gregory & Appel, and the American Resort Development Association (ARDA), brought together to solve a problem the traditional market wasn't solving: rewarding best-in-class resorts for the risk management work they're already doing.<br><br>\nFrom a risk manager's perspective, ARDAdvantage can be evaluated just like any other insurance company option:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2177b75 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2177b75\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You receive a policy issued by a carrier partner, similar in form and function to your current property policy<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The captive structure operates behind the scenes, participating in the risk and economics to help improve pricing and structure<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You can compare it directly against your incumbent and other market quotes on price, coverage, structure, and service and support<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57cc946 elementor-widget elementor-widget-spacer\" data-id=\"57cc946\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-520d33c animated-fast elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"520d33c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-520d33c\"><div class=\"wdt-heading-content-wrapper\">In practice, joining ARDAdvantage looks and feels like adding another carrier to your marketing spreadsheet, not like building and running your own captive.<br><br>\nAon and Gregory & Appel serve as the strategic risk partners guiding resorts through the program, from initial review to placement.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><div id=\"wdt-tabs-2\" class=\"wdt-tabs-content\"><style>.elementor-1401 .elementor-element.elementor-element-d098d31{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-1401 .elementor-element.elementor-element-6500fbf > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(15px\/2);}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(15px\/2);}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(15px\/2);}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-15px\/2);}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-15px\/2);}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-icon i{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );transition:fill 0.3s;}.elementor-1401 .elementor-element.elementor-element-9298d92{--e-icon-list-icon-size:20px;--icon-vertical-align:flex-start;--icon-vertical-offset:3px;}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-item > a{font-family:\"DM Sans\", Sans-serif;font-size:20px;font-weight:400;line-height:1.55em;}.elementor-1401 .elementor-element.elementor-element-9298d92 .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}@media(max-width:1540px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:1024px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}@media(max-width:479px){.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{line-height:var( --e-global-typography-text-line-height );}}<\/style>\t\t<div data-elementor-type=\"page\" data-elementor-id=\"1401\" class=\"elementor elementor-1401\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d098d31 e-con-full animated-fast e-flex elementor-invisible e-con e-parent\" data-id=\"d098d31\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6500fbf animated-fast elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"6500fbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-6500fbf\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">Key <span class=\"wdt-heading-colored-elements\">Advantages<\/span>for leading resorts<\/h4><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9298d92 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9298d92\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No upfront capital requirement. ARDA funds all capitalization costs.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No member assessments. The association guarantees premiums in poor loss years, so you're never exposed to open-ended capital calls.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Targeted premium and cost efficiencies for best-in-class risks, priced against your actual performance rather than the broader market.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Potential premium tax advantages, depending on your jurisdiction and structure.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Specialized risk management and claims support, including outsourced risk management resources most individual resorts couldn't access on their own.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0Zm8.06,7a.79.79,0,0,1-.2.52A55.39,55.39,0,0,0,13.19,23a1.24,1.24,0,0,1-2.25.11,35.8,35.8,0,0,0-4.25-6.49,1.78,1.78,0,0,1,2.66-2.36,32.86,32.86,0,0,1,2.82,3.45,0,0,0,0,0,0,0A46.22,46.22,0,0,1,21.8,6.44.76.76,0,0,1,23.06,7Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Participation in a geographically diverse, best-in-class portfolio, which supports better pricing, capacity, and long-term market stability for every member.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1521ea4 center elementor-widget elementor-widget-wdt-button\" data-id=\"1521ea4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-button-holder wdt-template-filled wdt-button-link wdt-button-style-default wdt-button-size-nm wdt-button-icon-after\" id=\"wdt-button-1521ea4\"><a class=\"wdt-button\" href=\"#\"><span class=\"wdt-button-text\">Check Your Eligibility<\/span><span class=\"wdt-button-icon\"><span class=\"wdt-button-icon-inner\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 27.7 18\"><path d=\"M12.1,18V10.6H0V7.4H12.1V0L27.7,9Z\"><\/path><\/svg><\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-edbfe26 e-flex e-con-boxed e-con e-parent\" data-id=\"edbfe26\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6ee6e0b e-con-full e-flex e-con e-child\" data-id=\"6ee6e0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-857c7a0 start elementor-widget__width-initial elementor-widget elementor-widget-wdt-heading\" data-id=\"857c7a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-857c7a0\"><div class=\"wdt-heading-subtitle-wrapper wdt-heading-subtitle\">ARDAdvantage Insurance Captive<\/div><h2 class=\"wdt-heading-title-wrapper wdt-heading-title\"><span class=\"wdt-heading-colored-elements\">Frequently<\/span>Asked Questions<\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea20320 start wdt-dark-bg animated-fast elementor-invisible elementor-widget elementor-widget-wdt-accordion-and-toggle\" data-id=\"ea20320\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-accordion-and-toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-accordion-toggle-holder wdt-module-accordion wdt-template-classic wdt-expand-collapse-position-end\" \r\n\t\t\t\t\t\t\tid=\"wdt-accordion-and-toggle-ea20320\"\r\n\t\t\t\t\t\t\tdata-role=\"accordion\"><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-0\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-0\"><div class=\"wdt-accordion-toggle-title\">What is an insurance captive?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-0\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-0\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><p>An insurance captive is a licensed insurance company that is owned and controlled by the businesses it insures. Instead of paying premiums to a traditional insurer, participants pool risk and share in underwriting results.<\/p><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-1\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-1\"><div class=\"wdt-accordion-toggle-title\">What is ARDAdvantage?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-1\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-1\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><p>ARDAdvantage is an association-sponsored, ARDA-capitalized group captive built through a partnership between Aon, Gregory &amp; Appel, and the American Resort Development Association (ARDA). It's designed specifically for high-performing resorts that aren't being rewarded for strong risk management in the traditional insurance market.<\/p><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-2\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-2\"><div class=\"wdt-accordion-toggle-title\">How is ARDAdvantage different from a traditional group captive?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-2\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-2\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><p>Traditional group captives typically require members to contribute upfront capital and potentially fund losses above the loss fund through assessments. ARDAdvantage is fully funded by ARDA. There's no upfront capital requirement, no member assessments, and no open-ended capital calls.\u00a0<\/p><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-3\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-3\"><div class=\"wdt-accordion-toggle-title\">Why is the resort industry uniquely suited for a captive?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-3\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-3\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><div><h6><strong>The resort and timeshare industry has:<\/strong><\/h6><\/div><ul class=\"faq-list\"><li>Predictable, recurring operations<\/li><li>Large, diversified property portfolios<\/li><li>Shared risk profiles across owners\/operators<\/li><li>Strong data on claims trends (property, liability, weather events)<\/li><\/ul><div>This makes it ideal for a structured risk financing solution.<\/div><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-4\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-4\"><div class=\"wdt-accordion-toggle-title\">What are the primary benefits of joining an insurance captive?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-4\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-4\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><ul class=\"faq-list\"><li><b>Cost Stability:<\/b> Reduced volatility vs. commercial market cycles<\/li><li><b>Potential Profit Participation:<\/b> Underwriting gains returned to members<\/li><li><b>Tailored Coverage:<\/b> Policies designed specifically for resort operations<\/li><li><b>Improved Risk Management:<\/b> Incentivizes best practices across members<\/li><li><b>Access to Reinsurance Markets:<\/b> Often at more favorable terms<\/li><\/ul><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-5\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-5\"><div class=\"wdt-accordion-toggle-title\">What types of risks can an insurance captive cover?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-5\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-5\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><div><h6><strong>Typical coverages include:<\/strong><\/h6><\/div><ul class=\"faq-list\"><li>Property insurance (including catastrophe layers)<\/li><li>General liability<\/li><li>Cyber liability<\/li><li>Business interruption<\/li><li>Workers\u2019 compensation (in some structures)<\/li><li>Specialty risks unique to resorts (amenities, guest activities, HOA exposures)<\/li><\/ul><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-6\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-6\"><div class=\"wdt-accordion-toggle-title\">Who can participate in the ARDAdvantage Insurance Captive?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-6\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-6\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><ul class=\"faq-list\"><li>Resort developers and operators<\/li><li>Vacation ownership companies<\/li><li>Hospitality groups with significant resort exposure<\/li><li>Affiliated entities (management companies, HOAs, etc.)<\/li><\/ul><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-7\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-7\"><div class=\"wdt-accordion-toggle-title\">Who are Aon and Gregory &amp; Appel?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-7\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-7\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><p>Aon is a global professional services and insurance brokerage firm, serving as the lead risk partner and preferred captive partner for the ARDAdvantage program. Gregory &amp; Appel is an insurance brokerage firm that works alongside Aon as a strategic risk partner, helping guide resorts through the program from initial review to placement. Together, they bring the underwriting, placement, and risk management expertise behind ARDAdvantage's structure.<\/p><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-8\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-8\"><div class=\"wdt-accordion-toggle-title\">What&#039;s the first step to explore ARDAdvantage?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-8\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-8\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><p>Participation begins with a no-obligation review of your current property program and loss history. This review helps determine whether your resort is likely to qualify and how an ARDA captive-backed placement compares to your current insurer and other market options.<\/p><\/div><\/div><div class=\"wdt-accordion-toggle-wrapper\"><button class=\"wdt-accordion-toggle-title-holder\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-heading-ea20320-9\" \r\n\t\t\t\t\t\t\t\t\t\taria-expanded=\"false\" \r\n\t\t\t\t\t\t\t\t\t\taria-controls=\"wdt-accordion-panel-ea20320-9\"><div class=\"wdt-accordion-toggle-title\">What are the benefits beyond pricing?<\/div><div class=\"wdt-accordion-toggle-icon\"><div class=\"wdt-accordion-toggle-icon-expand\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M6.77,10.47a1.32,1.32,0,0,0,2.07,0l6.5-8.35A1.31,1.31,0,0,0,14.3,0h-13a1.31,1.31,0,0,0-1,2.12Z\"><\/path><\/svg><\/div><div class=\"wdt-accordion-toggle-icon-collapse\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 15.62 10.97\"><path d=\"M8.84.51a1.31,1.31,0,0,0-2.07,0L.28,8.86a1.31,1.31,0,0,0,1,2.11h13a1.31,1.31,0,0,0,1-2.11Z\"><\/path><\/svg><\/div><\/div><\/button><div class=\"wdt-accordion-toggle-description\" \r\n\t\t\t\t\t\t\t\t\t\tid=\"wdt-accordion-panel-ea20320-9\" \r\n\t\t\t\t\t\t\t\t\t\taria-labelledby=\"wdt-accordion-heading-ea20320-9\"\r\n\t\t\t\t\t\t\t\t\t\tdata-role=\"region\"><p>Members gain access to specialized risk management and claims support. Participation also connects you to a geographically diverse portfolio of best-in-class resorts, which supports stronger pricing, capacity, and long-term market stability for everyone in the program.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecf8bb0 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"ecf8bb0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:250}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-156ed02 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"156ed02\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 22.66\"><path d=\"M3.88,19.29c.19-1.52.28-2.78.53-4a1.22,1.22,0,0,0-.68-1.51A7,7,0,0,1,0,8.23,6.47,6.47,0,0,1,2.63,2.62C6.75-.85,14-.87,18.14,2.56c3.61,3,3.61,7.57,0,10.51a11.77,11.77,0,0,1-8.4,2.5,2.93,2.93,0,0,0-2.26.78c-1.1,1-2.25,1.86-3.56,2.94Z\"><\/path><path d=\"M26.11,22.66c-1.3-1.07-2.41-1.89-3.42-2.81a3.26,3.26,0,0,0-2.6-.92,11.74,11.74,0,0,1-7.84-2.21c3.3-.66,6.16-1.75,8.12-4.37a7.22,7.22,0,0,0,.33-8.71c3.65-.45,8.27,2.68,9.12,6.09.67,2.72-.53,5.46-3.35,7.27a1.63,1.63,0,0,0-.88,1.93c.22,1.13.33,2.28.52,3.73Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b600a89 center elementor-widget elementor-widget-wdt-heading\" data-id=\"b600a89\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-b600a89\"><h3 class=\"wdt-heading-title-wrapper wdt-heading-title\">Have Questions?<\/h3><div class=\"wdt-heading-content-wrapper\">Our team is standing by to help, contact us anytime us the information below.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13fa5b8 center elementor-widget elementor-widget-wdt-image-box\" data-id=\"13fa5b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;columns&quot;:&quot;1&quot;,&quot;columns_laptop&quot;:&quot;1&quot;,&quot;columns_tablet_extra&quot;:&quot;1&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile_extra&quot;:1,&quot;columns_mobile&quot;:1,&quot;carousel_arrows_prev_arrow_vertical_align&quot;:&quot;flex-start&quot;,&quot;carousel_arrows_prev_arrow_vertical_top_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_align&quot;:&quot;flex-start&quot;,&quot;carousel_arrows_next_arrow_vertical_top_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-image-box-holder wdt-content-item-holder wdt-column-holder wdt-rc-template-contact-list\" id=\"wdt-image-box-13fa5b8\" data-settings=\"{&quot;enable_popup&quot;:&quot;&quot;,&quot;enable_hover_class&quot;:&quot;&quot;}\"><div class=\"wdt-column-wrapper wdt-column-gap-custom wdt-snap-scroll-enabled\" data-column-settings=\"{&quot;columnDevices&quot;:[&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\" data-module-id=\"wdt-module-id-13fa5b8\" id=\"wdt-module-id-13fa5b8\"><div class=\"wdt-column\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><div class=\"wdt-content-subtitle\">Talk To Us<\/div><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-icon-wrapper\"><a href=\"tel:+1%20(202)%20371-6700\"><div class=\"wdt-content-icon\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><path d=\"M54.8,70.6c-9.2-5.3-21-21.2-23.2-31.3c4.1-6.4,7.6-3.3,9.8-9.8c0.1-0.3,6.1-32.9-16.9-26.1 c-49.8,15.1,32.2,125.6,63.2,85.2c14.1-18.8-19.8-23.8-20.1-23.8C60.4,64.7,62.4,68.9,54.8,70.6z\"><\/path><\/svg><\/span><\/div><\/a><\/div><div class=\"wdt-content-title\"><h5><a href=\"tel:000123456789\">(202) 371-6700<\/a><\/h5><\/div><\/div><\/div><\/div><div class=\"wdt-column\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><div class=\"wdt-content-subtitle\">Email Us<\/div><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-icon-wrapper\"><a href=\"mailto:info@arda.org\"><div class=\"wdt-content-icon\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M4.9,16.6c-1.5,1.5-2.4,3.6-2.4,5.9v55c0,4.7,3.8,8.5,8.5,8.5H89c4.7,0,8.5-3.8,8.5-8.5v-55c0-2.3-0.9-4.4-2.4-5.9  L52.7,60.7c0,0,0,0-0.1,0.1c-0.7,0.7-1.7,1-2.7,1c-1,0-1.9-0.4-2.7-1c0,0,0,0-0.1-0.1L4.9,16.6z\"><\/path>\t<path d=\"M49.7,58.3c0.2,0.1,0.4,0.1,0.6,0l42-43.7c-1-0.4-2.1-0.7-3.3-0.7H11c-1.2,0-2.3,0.2-3.3,0.7L49.7,58.3z\"><\/path><\/g><\/svg><\/span><\/div><\/a><\/div><div class=\"wdt-content-title\"><h5><a href=\"http:\/\/info@example.com\">info@arda.org<\/a><\/h5><\/div><\/div><\/div><\/div><div class=\"wdt-column\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><div class=\"wdt-content-subtitle\">Our Location<\/div><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><path d=\"M50,2.5C30.9,2.5,15.4,18,15.4,37.1c0,19.6,19.8,46.2,29.4,58c2.7,3.3,7.7,3.2,10.3-0.1c9.6-12,29.5-39.2,29.5-57.9 C84.6,18,69.1,2.5,50,2.5z M50,59.8c-12.7,0-22.9-10.3-22.9-22.9C27.1,24.2,37.3,14,50,14c12.7,0,22.9,10.3,22.9,22.9 C72.9,49.6,62.7,59.8,50,59.8z\"><\/path><\/svg><\/span><\/div><\/div><div class=\"wdt-content-title\"><h5>1201 15th Street NW Suite 400 Washington, DC 20005<\/h5><\/div><\/div><\/div><\/div><\/div><div class=\"wdt-column-pagination wdt-snap-scroll-pagination\">\r\n\t\t\t\t\t\t<button class=\"wdt-pagination-prev wdt-module-id-13fa5b8\">Previous<\/button>\r\n\t\t\t\t\t\t<button class=\"wdt-pagination-next wdt-module-id-13fa5b8\">Next<\/button><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2100be8 animated-fast elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"2100be8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:&quot;200&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6c3318b e-con-full e-flex e-con e-child\" data-id=\"6c3318b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebc1cb4 start elementor-widget__width-initial animated-fast elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"ebc1cb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-ebc1cb4\"><div class=\"wdt-heading-subtitle-wrapper wdt-heading-subtitle\">Work Process<\/div><h2 class=\"wdt-heading-title-wrapper wdt-heading-title\">Execution With Clear Steps.<\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9135a85 animated-fast center elementor-invisible elementor-widget elementor-widget-wdt-button\" data-id=\"9135a85\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:150,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-button-holder wdt-template-filled wdt-button-link wdt-button-style-default wdt-button-size-nm wdt-button-icon-after\" id=\"wdt-button-9135a85\"><a class=\"wdt-button\" href=\"#\"><span class=\"wdt-button-text\">View All<\/span><span class=\"wdt-button-icon\"><span class=\"wdt-button-icon-inner\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 27.7 18\"><path d=\"M12.1,18V10.6H0V7.4H12.1V0L27.7,9Z\"><\/path><\/svg><\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a44a67 animated-fast center elementor-invisible elementor-widget elementor-widget-wdt-image-box\" data-id=\"6a44a67\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show_opts&quot;:&quot;4&quot;,&quot;slides_to_show_opts_laptop&quot;:&quot;4&quot;,&quot;slides_to_show_opts_tablet_extra&quot;:&quot;3&quot;,&quot;gap&quot;:{&quot;unit&quot;:&quot;dpt&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;80&quot;,&quot;sizes&quot;:[]},&quot;slides_to_show_opts_mobile_extra&quot;:&quot;2&quot;,&quot;gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:250,&quot;direction&quot;:&quot;horizontal&quot;,&quot;effect&quot;:&quot;default&quot;,&quot;slides_to_show_opts_tablet&quot;:2,&quot;slides_to_show_opts_mobile&quot;:1,&quot;mouse_wheel_scroll&quot;:&quot;false&quot;,&quot;speed&quot;:300,&quot;gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;centered_slides&quot;:&quot;no&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-image-box-holder wdt-content-item-holder wdt-carousel-holder wdt-rc-template-modern wdt-image-active-class\" id=\"wdt-image-box-6a44a67\" data-id=\"6a44a67\" data-settings=\"{&quot;enable_popup&quot;:&quot;&quot;,&quot;enable_hover_class&quot;:&quot;yes&quot;}\"><div class=\"wdt-image-box-container swiper\" data-settings=\"{&quot;direction&quot;:&quot;horizontal&quot;,&quot;effect&quot;:&quot;default&quot;,&quot;slides_to_show&quot;:&quot;4&quot;,&quot;arrows&quot;:&quot;&quot;,&quot;pagination&quot;:&quot;&quot;,&quot;mouse_wheel_scroll&quot;:&quot;false&quot;,&quot;speed&quot;:300,&quot;autoplay&quot;:&quot;&quot;,&quot;autoplay_speed&quot;:null,&quot;loop&quot;:&quot;&quot;,&quot;centered_slides&quot;:&quot;no&quot;,&quot;pause_on_interaction&quot;:null,&quot;overflow_opacity&quot;:&quot;&quot;,&quot;unequal_height_compatability&quot;:null,&quot;gap&quot;:50,&quot;responsive&quot;:[{&quot;breakpoint&quot;:319,&quot;toshow&quot;:1},{&quot;breakpoint&quot;:480,&quot;toshow&quot;:2},{&quot;breakpoint&quot;:768,&quot;toshow&quot;:2},{&quot;breakpoint&quot;:1025,&quot;toshow&quot;:3},{&quot;breakpoint&quot;:1281,&quot;toshow&quot;:4},{&quot;breakpoint&quot;:1541,&quot;toshow&quot;:4}],&quot;space_between_gaps&quot;:{&quot;desktop&quot;:50,&quot;mobile&quot;:50,&quot;mobile_extra&quot;:10,&quot;tablet&quot;:&quot;80&quot;,&quot;tablet_extra&quot;:50,&quot;laptop&quot;:30}}\" id=\"wdt-image-box-swiper-6a44a67\"><div class=\"wdt-image-box-wrapper swiper-wrapper\"><div class=\"swiper-slide\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><div class=\"wdt-content-image-wrapper \"><div class=\"wdt-content-image\"><span><img loading=\"lazy\" decoding=\"async\" width=\"280\" height=\"280\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-03.jpg\" class=\"attachment-full size-full wp-image-2075\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-03.jpg 280w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-03-150x150.jpg 150w\" sizes=\"(max-width: 280px) 100vw, 280px\" \/><\/span><\/div><\/div><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 100 100\"><path d=\"M82.5,38.6c0,11.6,0,23.1.1,34.7a3.6,3.6,0,0,1-2.2,3.6,2.3,2.3,0,0,1-1.4.4H47.1c-.7,0-.9-.2-.9-1a25.7,25.7,0,0,1,1.5-7.7,52.5,52.5,0,0,1,6.2-11.7A18.8,18.8,0,0,0,57.1,51c.8-3,1-5.9-.3-8.7a5.8,5.8,0,0,0-10-1.3c-2.5,3.5-5.1,6.9-7.7,10.3-.2.2-.3.6-.5.5s-.2-.5-.2-.7V4.2A3.9,3.9,0,0,1,42.6,0H78.4a4.4,4.4,0,0,1,4.2,4.2c-.1,11.4,0,22.9,0,34.4Zm-17.7,11v3.1a3.5,3.5,0,0,0,3,3.4,32.8,32.8,0,0,0,7,.1A3.5,3.5,0,0,0,78,52.6v-6a3.6,3.6,0,0,0-3.7-3.5c-2,.1-3.9,0-5.8,0a3.6,3.6,0,0,0-3.7,3.6ZM43.1,27.8V31a3.2,3.2,0,0,0,2.7,3.2,45.7,45.7,0,0,0,7.4.1c1.8-.1,2.9-2,3-3.6s0-3.8,0-5.7a3.7,3.7,0,0,0-3.7-3.8H46.7A3.6,3.6,0,0,0,43.1,25Zm21.8-.2c0,1.3-.1,2.3,0,3.3a3.3,3.3,0,0,0,2.8,3.3,35.6,35.6,0,0,0,7.3.1,3.2,3.2,0,0,0,2.9-3,39.8,39.8,0,0,0,0-6.9,3.5,3.5,0,0,0-3.4-3.2H68.4A3.7,3.7,0,0,0,65,23.9,15.5,15.5,0,0,0,64.9,27.6Zm-4.4-25H55a1.7,1.7,0,0,0-1.4.4,1.7,1.7,0,0,0-.4,2,1.7,1.7,0,0,0,1.7,1H66a1.7,1.7,0,0,0,1.8-1,1.7,1.7,0,0,0-1.7-2.4C64.3,2.5,62.4,2.6,60.5,2.6Z\"><\/path><path d=\"M36.5,100h-18c-1.1,0-1.1,0-1.1-1.1V67.8a10.2,10.2,0,0,1,2.2-6.5l11.7-15c1-1.2,1.9-2.5,2.9-3.8s.2-.3.4-.3.2.3.2.5V56.6a2.4,2.4,0,0,1-.8,1.5c-2.6,3.6-5.3,7.1-8,10.7-.5.7-.9,1.4-.3,2.2a1.7,1.7,0,0,0,2.9.2l4.2-5.5,8.9-11.8,7.8-10.5c.6-.8,1.2-1.4,2.3-1.2s1.4,1,1.8,1.8a9.1,9.1,0,0,1-.7,7.9c-1.6,2.9-3.6,5.5-5.3,8.4a38.4,38.4,0,0,0-4,9.3,34.9,34.9,0,0,0-1,7.9A18.6,18.6,0,0,1,38,89a17.3,17.3,0,0,1-2.4,2.3c-1,1-1.1,1.9-.3,2.8a1.9,1.9,0,0,0,2.7,0,21.8,21.8,0,0,0,7-10.2,8.6,8.6,0,0,0,.6-2.3.8.8,0,0,1,.9-.7H60.8c.7,0,.9.2.6,1.1a23.4,23.4,0,0,1-3.1,6.1,12.7,12.7,0,0,0-2.5,8,28.1,28.1,0,0,0,0,2.9c0,.7-.3,1-1,1H36.5Z\"><\/path><path d=\"M71.5,46.7h2.2c.6,0,.9.2.8.8v4.4c0,.5-.2.8-.7.8H69.2a.7.7,0,0,1-.8-.8c.1-1.5,0-3,0-4.5a.6.6,0,0,1,.7-.7Z\"><\/path><path d=\"M49.6,24.8h2.3c.5,0,.7.2.7.7v4.7c0,.5-.2.7-.7.7H47.2a.6.6,0,0,1-.7-.7V25.5a.6.6,0,0,1,.7-.7Z\"><\/path><path d=\"M74.5,27.9V30c.1.6-.2.9-.8.9H69.2a.8.8,0,0,1-.9-.9V25.6c0-.6.3-.8.9-.8h4.6c.5,0,.8.2.7.8Z\"><\/path><\/svg><\/span><\/div><\/div><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-title\"><h5>Registration<\/h5><\/div><div class=\"wdt-content-description\"><p>Cursus mi pretium tellus duis convallis tempus leo.\u00a0<\/p><\/div><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><div class=\"wdt-content-image-wrapper \"><div class=\"wdt-content-image\"><span><img loading=\"lazy\" decoding=\"async\" width=\"280\" height=\"280\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-02.jpg\" class=\"attachment-full size-full wp-image-2078\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-02.jpg 280w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-02-150x150.jpg 150w\" sizes=\"(max-width: 280px) 100vw, 280px\" \/><\/span><\/div><\/div><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 100 100\"><path d=\"M53.2.2V13.4A10.5,10.5,0,0,0,61.7,24a16.7,16.7,0,0,0,3.2.2c3.7,0,7.4.1,11.1,0,1.1,0,1.2.4,1.3,1.4a10.2,10.2,0,0,1-2.2,7.3c-7,9.3-13.7,18.7-20.5,28.1a15.8,15.8,0,0,0-1.5,3.8c-1,3.7-1.9,7.4-2.8,11.1a4.8,4.8,0,0,0,2.1,5.2,5,5,0,0,0,5.7.4c3.3-2,6.4-4.3,9.7-6.2s4.1-4.2,6-6.6l3.4-4.6a7.8,7.8,0,0,1,.1,1.3c0,7.2.1,14.3.1,21.5a12.5,12.5,0,0,1-6.2,11.3,13,13,0,0,1-6.6,1.7H18.1A12.6,12.6,0,0,1,5,86.9C5.2,77,5,67,5.1,57.1v-44c0-4.2,1.3-7.7,4.6-10.4A12.4,12.4,0,0,1,16.8.1H53.2Zm-13,41.9H65.3a1.5,1.5,0,0,0,1.5-1.5,1.4,1.4,0,0,0-1.2-1.7l-1.3-.2H15.4a1.7,1.7,0,0,0-1.6,1.8c0,.9.8,1.5,1.9,1.5Zm-4,8.5H15.6a1.6,1.6,0,0,0-1.8,1.5,1.5,1.5,0,0,0,1.5,1.6l1.3.2H55.8c1.9,0,2.7-.5,2.7-1.7s-.7-1.7-2.6-1.7ZM32.6,62.5H15.4a1.4,1.4,0,0,0-1.5,1.5c-.1,1,.6,1.5,1.5,1.6H49.2c1.2,0,2-.7,2-1.6s-.7-1.7-1.9-1.7ZM30.9,78.3H46.2a1.7,1.7,0,1,0,0-3.4H15.7a1.8,1.8,0,0,0-1.1.3A3.2,3.2,0,0,0,14,77c.1.9.9,1.3,1.8,1.3Zm.9-48.1H47.9A1.9,1.9,0,0,0,50,28.6c0-1-.9-1.6-2-1.6H15.9c-1.3,0-2.1.7-2.1,1.6s.8,1.6,2,1.6Z\"><\/path><path d=\"M58.1,61.9,79.4,32.7l10.7,7.7-1.6,2.3-18.9,26c-.4.7-.8.9-1.5.3l-9.3-6.7Z\"><\/path><path d=\"M56.6,1.4,75.8,20.7h0c-4.4,0-8.7.2-13.1,0a6.7,6.7,0,0,1-6-6.1C56.5,10.3,56.6,5.9,56.6,1.4Z\"><\/path><path d=\"M92.1,37.6,81.6,29.9A7.6,7.6,0,0,1,88.3,25a7.1,7.1,0,0,1,6.3,4.4C95.8,32.7,94.2,35.1,92.1,37.6Z\"><\/path><path d=\"M56.6,64.9,66.4,72l-.8.7-8.7,5.5c-.8.5-1.6.9-2.5.2a2,2,0,0,1-.6-2.5l2.4-9.4C56.3,66.1,56.4,65.6,56.6,64.9Z\"><\/path><\/svg><\/span><\/div><\/div><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-title\"><h5>Documentation<\/h5><\/div><div class=\"wdt-content-description\"><p>Ridiculus mus donec rhoncus eros lobortis nulla molestie.<\/p><\/div><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><div class=\"wdt-content-image-wrapper \"><div class=\"wdt-content-image\"><span><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/Filler-With-tab-img-01.jpg\" class=\"attachment-full size-full wp-image-2076\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/Filler-With-tab-img-01.jpg 600w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/Filler-With-tab-img-01-300x300.jpg 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/Filler-With-tab-img-01-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/span><\/div><\/div><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 30 30\"><path d=\"M1.31,27.27a1.28,1.28,0,0,1-.94-.39A1.24,1.24,0,0,1,0,25.93a11.39,11.39,0,0,1,.52-3.24q1.17-2,8.85-4.08a4,4,0,0,0,.85-2.37,5.58,5.58,0,0,1-2.58-4.68V9.8H4.47a.51.51,0,0,1,0-1H21.94a.51.51,0,0,1,0,1H18.77v1.76a5.57,5.57,0,0,1-2.57,4.68A3.93,3.93,0,0,0,17,18.61c1.54.42,2.88.83,4,1.25a6,6,0,0,0-2.2,4.66,6.11,6.11,0,0,0,.66,2.76ZM21.44,15a.51.51,0,0,1,.5-.5.5.5,0,0,1,.5.5v2.84a.49.49,0,0,1-.5.49H19.11a.5.5,0,1,1,0-1h2.33ZM4,15a.5.5,0,0,1,1,0v2.34H7.3a.5.5,0,1,1,0,1H4.47a.5.5,0,0,1-.5-.49ZM5,3.71a.5.5,0,1,1-1,0V.89a.5.5,0,0,1,.5-.51H7.3a.5.5,0,0,1,.5.51.49.49,0,0,1-.5.49H5Zm17.47,0a.5.5,0,0,1-.5.5.5.5,0,0,1-.5-.5V1.38H19.11a.49.49,0,0,1-.5-.49.5.5,0,0,1,.5-.51h2.83a.5.5,0,0,1,.5.51ZM24.9,19.42a5.15,5.15,0,0,1,2.67.75l.59-.74a.5.5,0,0,1,.7-.08.49.49,0,0,1,.09.7l-4.26,5.29-1.11-1.4a.5.5,0,0,0-.7-.07.48.48,0,0,0-.08.69l1.51,1.89a.49.49,0,0,0,.69.07.27.27,0,0,0,.08-.07l4-4.92a5.09,5.09,0,1,1-4.13-2.11ZM7.64,7.8V7.11a5.57,5.57,0,0,1,11.13,0V7.8Z\"><\/path><\/svg><\/span><\/div><\/div><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-title\"><h5>Verification<\/h5><\/div><div class=\"wdt-content-description\"><p>Morbi nec metus. Phasellus blandit leo ut odio Maecenas.<\/p><\/div><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><div class=\"wdt-content-image-wrapper \"><div class=\"wdt-content-image\"><span><img loading=\"lazy\" decoding=\"async\" width=\"280\" height=\"280\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-01.jpg\" class=\"attachment-full size-full wp-image-2077\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-01.jpg 280w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2026\/04\/our-process-section-img-01-150x150.jpg 150w\" sizes=\"(max-width: 280px) 100vw, 280px\" \/><\/span><\/div><\/div><div class=\"wdt-content-icon-wrapper\"><div class=\"wdt-content-icon\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 100 100\"><path d=\"M38.7,100H28.4a23.4,23.4,0,0,1-8.6-1.9C14.2,95.7,10.6,91.5,8.3,86A34.9,34.9,0,0,1,5.7,74a56.6,56.6,0,0,1,.2-9.2,47,47,0,0,1,1.3-6.3,50.8,50.8,0,0,1,2.3-6.9,39.7,39.7,0,0,1,5.8-9.4c1.5-1.6,2.6-3.5,4.2-5A43.4,43.4,0,0,1,24.9,33a1.7,1.7,0,0,1,1.4-.4h1.1c7.2,0,14.4.1,21.6-.1a8.6,8.6,0,0,1,5.8,2.1,21.6,21.6,0,0,1,3.8,3.6,1.7,1.7,0,0,1,.4,1.1v2.3a8.3,8.3,0,0,0,3,6.6c.4.4.4.6-.1,1A8.1,8.1,0,0,0,59,55.5v4A8.6,8.6,0,0,0,61.9,66c.5.4.5.6.1.9a8.1,8.1,0,0,0-3,6.6V77a8.4,8.4,0,0,0,2.7,6.5c.5.5.7.7,0,1.3A7.8,7.8,0,0,0,59,90.6c0,2-.1,4.1.1,6.1.1.4-.1.6-.5.8a21.8,21.8,0,0,1-9.7,2.5Zm-2-14.5v1.7a1.9,1.9,0,0,0,2,1.8,2,2,0,0,0,1.7-2V84.7c0-1.2,0-1.2,1.2-1.7a8.5,8.5,0,0,0,5.8-6.7,9,9,0,0,0-8.6-10.8,5.6,5.6,0,0,1-5.3-3.6,5.5,5.5,0,0,1,8.1-6.5,5.5,5.5,0,0,1,2.5,4.5,1.7,1.7,0,0,0,1.2,1.7,1.6,1.6,0,0,0,2-.7,2.3,2.3,0,0,0,.2-2.1,8.9,8.9,0,0,0-6.4-7.5c-.5-.2-.8-.4-.7-1s0-1.9-.1-2.9a1.7,1.7,0,0,0-1.9-1.8c-1,0-1.5.6-1.6,1.9v2.7c.1.6-.1.9-.8,1.1a9.2,9.2,0,0,0-4.6,3.2,9.1,9.1,0,0,0,.7,11.8A8.7,8.7,0,0,0,38.4,69a10.8,10.8,0,0,1,1.9.3,5.5,5.5,0,0,1,3.3,7.3,5.1,5.1,0,0,1-4.3,3.3,5.2,5.2,0,0,1-5.2-2.3,5.4,5.4,0,0,1-1-3,1.7,1.7,0,0,0-1.8-1.8,1.7,1.7,0,0,0-1.7,1.9,5.7,5.7,0,0,0,.1,1.3c.6,3.2,2.3,5.7,5.4,6.8C36.5,83.4,37,84.1,36.7,85.5Z\"><\/path><path d=\"M38.6,21.9H29.5a5.2,5.2,0,0,1-3.6-1.1,14.5,14.5,0,0,1-5.3-8.5A20.2,20.2,0,0,1,20.2,8c0-.9.2-1,1.1-1a39.6,39.6,0,0,1,8.4.6,13.3,13.3,0,0,1,5.7,2.2A3.4,3.4,0,0,1,36.7,12c.2,1.5,1.1,2.2,2.2,2a1.6,1.6,0,0,0,1.3-1.3c.4-2.3,2-3.5,4-4.2A32.5,32.5,0,0,1,56.2,7c.4,0,.6.1.6.6.2,5.4-1.3,10-5.8,13.3a4,4,0,0,1-2.9,1Z\"><\/path><path d=\"M78.3,47H67.9a5.3,5.3,0,0,1-5.3-4,1.9,1.9,0,0,1-.1-.8c0-1.4.1-2.7,0-4.1a5.3,5.3,0,0,1,5.1-5.2c7.2-.1,14.3-.1,21.4,0a5.4,5.4,0,0,1,5.3,5.4v3.3A5.4,5.4,0,0,1,89,47Z\"><\/path><path d=\"M78.3,64.7H68.2a5.4,5.4,0,0,1-5.5-3.8,4.3,4.3,0,0,1-.2-1.1c0-1.1.1-2.3,0-3.5a5.6,5.6,0,0,1,5.8-5.8H86.8a17.7,17.7,0,0,1,2.3,0c2.4.2,4.3,1.4,4.9,3.8s.7,5-.4,7.4a5.1,5.1,0,0,1-4.8,2.9Z\"><\/path><path d=\"M78.5,68.3H89a5.5,5.5,0,0,1,5.3,5.2v3.2a5.5,5.5,0,0,1-5.6,5.6H68a5.5,5.5,0,0,1-5.4-4c0-.3-.1-.5-.1-.8s.1-2.6,0-3.9a5.3,5.3,0,0,1,5.4-5.3Z\"><\/path><path d=\"M78.4,86H89a5.3,5.3,0,0,1,5.3,5.2v3.4a5.6,5.6,0,0,1-5.4,5.4h-21a5.4,5.4,0,0,1-5.4-5.4,18.2,18.2,0,0,0,0-3.3,5.5,5.5,0,0,1,5.3-5.4Z\"><\/path><path d=\"M73.8,6.3,71.9,8.5a1.9,1.9,0,0,1-3.2-.8,1.4,1.4,0,0,1,.5-1.6L74.6.7c1-1,1.9-.9,2.9.1S81,4.4,82.7,6.3a1.7,1.7,0,0,1,0,2.6,1.8,1.8,0,0,1-2.6-.1L78.3,7c-.1-.1-.2-.4-.4-.3s-.1.4-.1.5V23.8a1.7,1.7,0,0,1-1.2,1.8,1.7,1.7,0,0,1-1.8-.3,1.5,1.5,0,0,1-.5-1.2,14.9,14.9,0,0,1-.2-2.1V7.5A1.6,1.6,0,0,0,73.8,6.3Z\"><\/path><path d=\"M38.6,25.4H49.9c1.2,0,1.5.4,1.5,1.5a1.7,1.7,0,0,1,0,1c0,.8-.5,1.2-1.3,1.2h-23c-1,0-1.3-.3-1.4-1.3s.1-2.4,2.4-2.4Z\"><\/path><path d=\"M85.2,20.3v3.5a1.9,1.9,0,0,1-1.7,2,1.9,1.9,0,0,1-2-2V16.7a1.9,1.9,0,0,1,1.9-1.9,1.8,1.8,0,0,1,1.8,2Z\"><\/path><path d=\"M70.4,20.3v3.6a1.9,1.9,0,0,1-1.7,1.9A1.7,1.7,0,0,1,66.9,24c-.1-2.5-.1-4.9,0-7.4a1.7,1.7,0,0,1,1.8-1.8,1.7,1.7,0,0,1,1.7,1.9Z\"><\/path><\/svg><\/span><\/div><\/div><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-title\"><h5>Investment<\/h5><\/div><div class=\"wdt-content-description\"><p>Habitant morbi senectus netus suscipit auctor curabitur.\u00a0<\/p><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wdt-carousel-pagination-wrapper\"><div class=\"wdt-swiper-pagination wdt-swiper-pagination-6a44a67\"><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13e4416 underline animated-fast elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"13e4416\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:300,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Let\u2019s talk! We\u2019ll reply within a day. <a href=\"https:\/\/webdirectms.com\/ardainsurance\/contact-us\/\">Get Free Quote<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b02615b animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"b02615b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:&quot;200&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b2ff84c e-con-full e-flex e-con e-child\" data-id=\"b2ff84c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e37385c center elementor-widget elementor-widget-wdt-heading\" data-id=\"e37385c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_enable_inview_status&quot;:&quot;true&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-e37385c\"><div class=\"wdt-heading-subtitle-wrapper wdt-heading-subtitle\">Testimonials<\/div><h2 class=\"wdt-heading-title-wrapper wdt-heading-title\">See what our members are saying<\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-438d7c2 e-con-full e-flex e-con e-child\" data-id=\"438d7c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-affe641 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"affe641\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-935e70f e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"935e70f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4857b2e elementor-widget__width-initial center elementor-widget elementor-widget-wdt-heading\" data-id=\"4857b2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-4857b2e\"><h4 class=\"wdt-heading-title-wrapper wdt-heading-title\">join the ARDAdvantage Insurance Captive and start saving money without sacrificing coverage.<\/h4><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e7b1f2 center elementor-widget elementor-widget-wdt-button\" data-id=\"4e7b1f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-button-holder wdt-template-filled wdt-button-link wdt-button-style-default wdt-button-size-nm wdt-button-icon-after\" id=\"wdt-button-4e7b1f2\"><a class=\"wdt-button\" href=\"#\"><span class=\"wdt-button-text\">Contact Us<\/span><span class=\"wdt-button-icon\"><span class=\"wdt-button-icon-inner\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 27.7 18\"><path d=\"M12.1,18V10.6H0V7.4H12.1V0L27.7,9Z\"><\/path><\/svg><\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e754da e-con-full e-flex e-con e-child\" data-id=\"0e754da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-11b7313 e-con-full e-flex e-con e-child\" data-id=\"11b7313\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d6f326 elementor-widget elementor-widget-wdt-animation\" data-id=\"2d6f326\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_mqa_direction&quot;:&quot;vertical&quot;,&quot;wdt_vertical_direction&quot;:&quot;top-to-bottom&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-animation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-animation-holder vertical\" id=\"wdt-animation-2d6f326\" data-settings=\"{&quot;direction&quot;:&quot;vertical&quot;}\"><div class=\"wdt-animation-wrapper\"><div class=\"wdt-animation-main-marqee top-to-bottom\"><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Luctus nibh finibus facilisis dapibus etiam interdum tortor. Tincidunt nam porta elementum. <\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img1.jpg\" class=\"attachment-full size-full wp-image-848\" alt=\"h1-testimonial-img1\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Nicole Saskia<\/a><\/div><span class=\"testimonial-subtitle\">Founder<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Nulla molestie mattis scelerisque maximus eget fermentum odio. Mauris pharetra.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img2.jpg\" class=\"attachment-full size-full wp-image-849\" alt=\"h1-testimonial-img2\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Angela Ursel<\/a><\/div><span class=\"testimonial-subtitle\">Managing Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Cras eleifend turpis fames primis vulputate ornare sagittis. Proin libero feugiat tristique.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img1.jpg\" class=\"attachment-full size-full wp-image-848\" alt=\"h1-testimonial-img1\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Gretel Nicole<\/a><\/div><span class=\"testimonial-subtitle\">Business Owner<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Pretium tellus duis convallis tempus leo eu aenean. Fringilla lacus nec metus bibendum egestas.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img2.jpg\" class=\"attachment-full size-full wp-image-849\" alt=\"h1-testimonial-img2\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Marie Esther<\/a><\/div><span class=\"testimonial-subtitle\">Senior Manager<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Donec rhoncus eros lobortis nulla molestie mattis scelerisque. Purus est efficitur laoreet.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img1.jpg\" class=\"attachment-full size-full wp-image-848\" alt=\"h1-testimonial-img1\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Editha Kristin<\/a><\/div><span class=\"testimonial-subtitle\">CEO<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Euismod quam justo lectus commodo augue arcu dignissim. Porttitor ullamcorper.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img2.jpg\" class=\"attachment-full size-full wp-image-849\" alt=\"h1-testimonial-img2\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Operations Manager<\/a><\/div><span class=\"testimonial-subtitle\">CEO<\/span><\/div><\/div><\/div><\/div><div class=\"wdt-animation-cloned-marqee\"><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Luctus nibh finibus facilisis dapibus etiam interdum tortor. Tincidunt nam porta elementum. <\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img1.jpg\" class=\"attachment-full size-full wp-image-848\" alt=\"h1-testimonial-img1\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Nicole Saskia<\/a><\/div><span class=\"testimonial-subtitle\">Founder<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Nulla molestie mattis scelerisque maximus eget fermentum odio. Mauris pharetra.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img2.jpg\" class=\"attachment-full size-full wp-image-849\" alt=\"h1-testimonial-img2\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Angela Ursel<\/a><\/div><span class=\"testimonial-subtitle\">Managing Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Cras eleifend turpis fames primis vulputate ornare sagittis. Proin libero feugiat tristique.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img1.jpg\" class=\"attachment-full size-full wp-image-848\" alt=\"h1-testimonial-img1\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Gretel Nicole<\/a><\/div><span class=\"testimonial-subtitle\">Business Owner<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Pretium tellus duis convallis tempus leo eu aenean. Fringilla lacus nec metus bibendum egestas.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img2.jpg\" class=\"attachment-full size-full wp-image-849\" alt=\"h1-testimonial-img2\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Marie Esther<\/a><\/div><span class=\"testimonial-subtitle\">Senior Manager<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Donec rhoncus eros lobortis nulla molestie mattis scelerisque. Purus est efficitur laoreet.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img1.jpg\" class=\"attachment-full size-full wp-image-848\" alt=\"h1-testimonial-img1\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Editha Kristin<\/a><\/div><span class=\"testimonial-subtitle\">CEO<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Euismod quam justo lectus commodo augue arcu dignissim. Porttitor ullamcorper.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img2.jpg\" class=\"attachment-full size-full wp-image-849\" alt=\"h1-testimonial-img2\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Operations Manager<\/a><\/div><span class=\"testimonial-subtitle\">CEO<\/span><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-986108d e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con e-child\" data-id=\"986108d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ea358 elementor-widget elementor-widget-wdt-animation\" data-id=\"a7ea358\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_mqa_direction&quot;:&quot;vertical&quot;,&quot;wdt_vertical_direction&quot;:&quot;bottom-to-top&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-animation.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-animation-holder vertical\" id=\"wdt-animation-a7ea358\" data-settings=\"{&quot;direction&quot;:&quot;vertical&quot;}\"><div class=\"wdt-animation-wrapper\"><div class=\"wdt-animation-main-marqee bottom-to-top\"><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Urna tempor pulvinar vivamus fringilla lacus nec metus. Lacinia integer nunc posuere.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img3.jpg\" class=\"attachment-full size-full wp-image-850\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Kay Ludger<\/a><\/div><span class=\"testimonial-subtitle\">Finance Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Fermentum odio phasellus non purus est efficitur laoreet. Blandit quis suspendisse.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img4.jpg\" class=\"attachment-full size-full wp-image-851\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Lili Alexa<\/a><\/div><span class=\"testimonial-subtitle\">Marketing Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Porta elementum a enim euismod quam justo lectus. Imperdiet mollis nullam volutpat porttitor.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img3.jpg\" class=\"attachment-full size-full wp-image-850\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Mario Pascal<\/a><\/div><span class=\"testimonial-subtitle\">Project Manager<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Taciti sociosqu ad litora torquent per conubia nostra. Et magnis dis parturient scelerisque.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img4.jpg\" class=\"attachment-full size-full wp-image-851\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Edelgard Gisa<\/a><\/div><span class=\"testimonial-subtitle\">HR Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\"> Viverra ac tincidunt nam porta elementum a enim. Arcu dignissim velit aliquam imperdiet mollis.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img3.jpg\" class=\"attachment-full size-full wp-image-850\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Arnold Willy<\/a><\/div><span class=\"testimonial-subtitle\">Sales Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Duis convallis tempus leo eu aenean sed diam. Nec metus bibendum egestas et magnis iaculis.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img4.jpg\" class=\"attachment-full size-full wp-image-851\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Frieda Janine<\/a><\/div><span class=\"testimonial-subtitle\">CEO<\/span><\/div><\/div><\/div><\/div><div class=\"wdt-animation-cloned-marqee\"><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Urna tempor pulvinar vivamus fringilla lacus nec metus. Lacinia integer nunc posuere.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img3.jpg\" class=\"attachment-full size-full wp-image-850\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Kay Ludger<\/a><\/div><span class=\"testimonial-subtitle\">Finance Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Fermentum odio phasellus non purus est efficitur laoreet. Blandit quis suspendisse.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img4.jpg\" class=\"attachment-full size-full wp-image-851\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Lili Alexa<\/a><\/div><span class=\"testimonial-subtitle\">Marketing Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Porta elementum a enim euismod quam justo lectus. Imperdiet mollis nullam volutpat porttitor.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img3.jpg\" class=\"attachment-full size-full wp-image-850\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Mario Pascal<\/a><\/div><span class=\"testimonial-subtitle\">Project Manager<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Taciti sociosqu ad litora torquent per conubia nostra. Et magnis dis parturient scelerisque.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img4.jpg\" class=\"attachment-full size-full wp-image-851\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Edelgard Gisa<\/a><\/div><span class=\"testimonial-subtitle\">HR Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\"> Viverra ac tincidunt nam porta elementum a enim. Arcu dignissim velit aliquam imperdiet mollis.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img3.jpg\" class=\"attachment-full size-full wp-image-850\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Arnold Willy<\/a><\/div><span class=\"testimonial-subtitle\">Sales Director<\/span><\/div><\/div><\/div><div class=\"wdt-animation-item testimonial-item\"><div class=\"testimonial-content-group\"><span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 100\" style=\"enable-background:new 0 0 100 100;\" xml:space=\"preserve\"><g>\t<path d=\"M75.3,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L57.3,13.2h-4.2v51.3  C53.1,76.8,63.1,86.8,75.3,86.8z\"><\/path>\t<path d=\"M24.7,86.8c12.3,0,22.2-10,22.2-22.3s-9.9-22.3-22.2-22.3c-2.6,0-5,0.4-7.3,1.2L6.7,13.2H2.5v51.3  C2.5,76.8,12.4,86.8,24.7,86.8z\"><\/path><\/g><\/svg><\/span><div class=\"testimonial-description\">Duis convallis tempus leo eu aenean sed diam. Nec metus bibendum egestas et magnis iaculis.<\/div><\/div><div class=\"testimonial-media-group\"><div class=\"image-item\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-testimonial-img4.jpg\" class=\"attachment-full size-full wp-image-851\" alt=\"h1-testimonial-img4\" \/><\/div><div class=\"testimonial-media-content-group\"><div class=\"testimonial-text\"><a href=\"#\">Frieda Janine<\/a><\/div><span class=\"testimonial-subtitle\">CEO<\/span><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5b78c1 e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"a5b78c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:150}\">\n\t\t<div class=\"elementor-element elementor-element-693ac79 e-con-full animated-fast e-flex e-con e-child\" data-id=\"693ac79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:&quot;300&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad2af4c center elementor-widget elementor-widget-wdt-counter\" data-id=\"ad2af4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_arrows_prev_arrow_vertical_align&quot;:&quot;flex-start&quot;,&quot;carousel_arrows_prev_arrow_vertical_top_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_align&quot;:&quot;flex-start&quot;,&quot;carousel_arrows_next_arrow_vertical_top_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-counter-holder wdt-content-item-holder wdt-column-holder wdt-rc-template-default\" id=\"wdt-counter-ad2af4c\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-content-counter-wrapper\"><div class=\"wdt-content-counter\"><span class=\"wdt-content-counter-number\" data-from=\"0\" data-to=\"4.8\" data-speed=\"1000\" data-refresh-interval=\"100\"><\/span><\/div><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2917ffd center elementor-widget elementor-widget-wdt-testimonial\" data-id=\"2917ffd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_arrows_prev_arrow_vertical_align&quot;:&quot;flex-start&quot;,&quot;carousel_arrows_prev_arrow_vertical_top_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_vertical_top_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_prev_arrow_horizontal_left_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_align&quot;:&quot;flex-start&quot;,&quot;carousel_arrows_next_arrow_vertical_top_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_vertical_top_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;carousel_arrows_next_arrow_horizontal_left_indent_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-testimonial.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-testimonial-holder wdt-content-item-holder wdt-column-holder wdt-rc-template-standard\" id=\"wdt-testimonial-2917ffd\"><div class=\"wdt-content-item\"><div class=\"wdt-content-media-group\"><\/div><div class=\"wdt-content-detail-group\"><div class=\"wdt-rating-container\"><div class=\"wdt-rating\" data-rating=\"5\"><span class=\"wdticon-stars\"><\/span><\/div><\/div><div class=\"wdt-content-description\"><p>\u00a02,568 Reviews and counting<\/p><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96a3c22 elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"96a3c22\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 50 50\" style=\"enable-background:new 0 0 50 50;\" xml:space=\"preserve\"><path d=\"M34.9,2.6c0,5.5-4.4,10-9.9,10c0-0.4-0.1-0.8-0.1-1.2c0-5.5,4.4-10,9.9-10C34.9,1.8,34.9,2.2,34.9,2.6z\"><\/path><path d=\"M34.9,2.6c0,5.5-4.4,10-9.9,10c0-0.4-0.1-0.8-0.1-1.2c0-5.5,4.4-10,9.9-10C34.9,1.8,34.9,2.2,34.9,2.6z\"><\/path><path d=\"M45,36c-1.4,4.3-3.9,8.1-7.1,11.1c0,0-0.1,0.1-0.1,0.1c-1.1,1-2.5,1.6-4.1,1.6c-1,0-1.9-0.2-2.7-0.6 c-0.1-0.1-0.3-0.1-0.4-0.2c0,0,0,0,0,0c-1.3-0.7-2.8-1-4.4-1c-1.6,0-3,0.3-4.3,1c0,0,0,0,0,0c-0.2,0.1-0.5,0.2-0.7,0.4 c-0.8,0.3-1.6,0.5-2.5,0.5c-1.6,0-3-0.6-4.1-1.6c-0.1,0-0.1-0.1-0.2-0.1c0,0,0,0,0,0C9.2,42.3,6,35.5,6,27.9c0-2.3,0-4.6,0.8-6.6 c4.2-10.2,12.4-8.7,16.5-6.6c4.5,2.2,4.4-1.8,11.2-1.8c3.3,0,7.3,2.1,9.2,4.6c-3.3,1.6-5.6,5-5.6,9c0,2.2,0.7,4.2,1.9,5.9 C41.2,34,43,35.3,45,36L45,36z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 50 50\" style=\"enable-background:new 0 0 50 50;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.icon-st1{fill:#3B7CEC;}\t.icon-st2{fill:#E23E2B;}\t.icon-st3{fill:#F0B500;}\t.icon-st4{fill:#2BA24B;}<\/style>\t<g>\t\t<path class=\"icon-st1\" d=\"M47.2,34.3c0-0.1,0.1-0.1,0.1-0.2c1.4-3.4,2-7.1,1.7-10.8l-0.2-3.2H25.2v9.5h13.7c-1,3-3,5.5-5.5,7.3l7.7,6   c0.4-0.3,0.7-0.6,1-1C44.2,39.8,46,37.2,47.2,34.3L47.2,34.3z\"><\/path>\t\t<path class=\"icon-st2\" d=\"M25,10.5c3.6,0,7.1,1.3,9.7,3.7l6.3-7C36.7,3.2,31,1,25,1c-3.2,0-6.4,0.6-9.4,1.9C12.8,4.1,10.2,5.8,8,8   c-1.8,1.8-3.3,3.8-4.4,6l7.7,6C13.4,14.5,18.8,10.5,25,10.5L25,10.5z\"><\/path>\t\t<path class=\"icon-st3\" d=\"M10.5,25c0-1.7,0.3-3.4,0.9-5l-7.7-6c-0.3,0.5-0.5,1.1-0.8,1.6C1.6,18.6,1,21.8,1,25s0.6,6.4,1.9,9.3   c0.2,0.5,0.4,0.9,0.6,1.4l7.8-5.9C10.8,28.3,10.5,26.7,10.5,25L10.5,25z\"><\/path>\t\t<path class=\"icon-st4\" d=\"M25,39.5c-6.3,0-11.7-4-13.7-9.7l-7.8,5.9C4.7,38,6.2,40.1,8,42c2.2,2.2,4.8,3.9,7.6,5.1   c3,1.3,6.1,1.9,9.4,1.9s6.4-0.6,9.4-1.9c2.4-1,4.6-2.4,6.6-4.2l-7.7-6C30.9,38.6,28.1,39.5,25,39.5L25,39.5z\"><\/path>\t<\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" viewBox=\"0 0 50 50\" style=\"enable-background:new 0 0 50 50;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.icon1-st1{fill:#E23E2B;}<\/style>\t<g>\t\t<path class=\"icon1-st1\" d=\"M48.1,14.4c-0.4-1.5-1.6-3.5-4.1-4.2c-3.3-0.8-11.7-0.9-18.3-1c-3.3,0-7,0.1-10.3,0.2   C12,9.6,9.1,9.8,7.4,10.2c-2.5,0.7-3.7,2.7-4.1,4.2c-0.7,2.1-1,7.8-1,11.3s0.3,9.2,1,11.3c0.4,1.5,1.6,3.5,4.1,4.2   c3.3,0.8,11.7,0.9,18.3,1c3.3,0,7-0.1,10.3-0.2c3.3-0.1,6.3-0.4,7.9-0.8c2.5-0.7,3.7-2.7,4.1-4.2c0.7-2.1,1-7.8,1-11.3   S48.7,16.5,48.1,14.4z M20.9,32.6V18.7l12.2,6.9L20.9,32.6L20.9,32.6z\"><\/path>\t<\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d9e3fe e-con-full animated-fast e-flex e-con e-child\" data-id=\"4d9e3fe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:&quot;400&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdea924 start elementor-widget__width-initial elementor-widget elementor-widget-wdt-heading\" data-id=\"fdea924\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-fdea924\"><h5 class=\"wdt-heading-title-wrapper wdt-heading-title\">Group   Cooperation<\/h5><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f41533 elementor-widget elementor-widget-spacer\" data-id=\"2f41533\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06702da elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-image\" data-id=\"06702da\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"167\" height=\"50\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/h1-filler-client-img.png\" class=\"attachment-full size-full wp-image-745\" alt=\"h1-filler-client-img\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-955efdc animated-fast e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"955efdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b9748fa e-con-full e-flex e-con e-child\" data-id=\"b9748fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a44ff51 e-con-full wdt-cus-blur-style animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"a44ff51\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInUp&quot;,&quot;animation_delay&quot;:&quot;200&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0e595b start elementor-widget-laptop__width-initial center elementor-widget elementor-widget-wdt-heading\" data-id=\"c0e595b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-c0e595b\"><h2 class=\"wdt-heading-title-wrapper wdt-heading-title\">Let's Get <span class=\"wdt-heading-colored-elements\">Started!<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c65896 elementor-widget elementor-widget-text-editor\" data-id=\"4c65896\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tComplete the form below and a member of our team will contact you to discuss your self-assessment and answer any questions you may have.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9ab231 elementor-widget elementor-widget-shortcode\" data-id=\"e9ab231\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f503-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"503\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/ardainsurance\/wp-json\/wp\/v2\/pages\/23#wpcf7-f503-o1\" method=\"post\" class=\"wpcf7-form init demo\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"503\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f503-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"wdt-contact-form\">\n\t<div class=\"wdt-contact-form-top\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"fname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name*\" value=\"\" type=\"text\" name=\"fname\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"lname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name*\" value=\"\" type=\"text\" name=\"lname\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"org\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Organization \/ Resort *\" value=\"\" type=\"text\" name=\"org\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email Address*\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-01\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number*\" value=\"\" type=\"tel\" name=\"tel-01\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"company\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Role \/ Title (e.g., Risk Manager, CFO, Board Member, HOA Manager)*\" value=\"\" type=\"text\" name=\"company\" \/><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"member\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"member\"><option value=\"\">Are you an ARDA member?*<\/option><option value=\"Yes\">Yes<\/option><option value=\"No\">No<\/option><\/select><\/span><span class=\"wpcf7-form-control-wrap\" data-name=\"insured\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"insured\"><option value=\"\">Estimated Total Insured Values (TIV)*<\/option><option value=\"10,000\">10,000<\/option><option value=\"20,000\">20,000<\/option><\/select><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wdt-contact-form-bottom\">\n\t\t<h6>How Can We Help?\n\t\t<\/h6>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"help\"><span class=\"wpcf7-form-control wpcf7-checkbox wpcf7-validates-as-required\"><span class=\"wpcf7-list-item first\"><input type=\"checkbox\" name=\"help[]\" value=\"I\u2019d like to review my Captive Readiness Self-Assessment results\" \/><span class=\"wpcf7-list-item-label\">I\u2019d like to review my Captive Readiness Self-Assessment results<\/span><\/span><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"help[]\" value=\"I\u2019d like a no obligation comparison of my current property program vs. the ARDAdvantage Insurance Captive\" \/><span class=\"wpcf7-list-item-label\">I\u2019d like a no obligation comparison of my current property program vs. the ARDAdvantage Insurance Captive<\/span><\/span><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"help[]\" value=\"I\u2019m interested in learning more about joining the ARDAdvantage Insurance Captive\" \/><span class=\"wpcf7-list-item-label\">I\u2019m interested in learning more about joining the ARDAdvantage Insurance Captive<\/span><\/span><span class=\"wpcf7-list-item last\"><input type=\"checkbox\" name=\"help[]\" value=\"I have general questions about captives for ARDA members\" \/><span class=\"wpcf7-list-item-label\">I have general questions about captives for ARDA members<\/span><\/span><\/span><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"textarea-615\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Please share any additional context or questions\u201d (optional)\" name=\"textarea-615\"><\/textarea><\/span>\n\t\t<\/p>\n\t\t<div class=\"wdt-form-submit-bt center\">\n\t\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit &amp; Connect with the ARDAdvantage Team\" \/><br \/>\n<i class=\"wdt-submit-icon\"><\/i>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<p style=\"text-align:center; margin-top:20px;\"><span class=\"wpcf7-form-control-wrap\" data-name=\"agree\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"agree\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">Yes, I\u2019d like to receive updates on ARDAdvantage Insurance Captive resources and events.<\/span><\/label><\/span><\/span><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa4f6f6 animated-fast elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"fa4f6f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9625b12 e-con-full e-flex e-con e-child\" data-id=\"9625b12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31475fb start elementor-widget__width-initial animated-fast elementor-invisible elementor-widget 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href=\"https:\/\/webdirectms.com\/ardainsurance\/2025\/06\/24\/unlock-daily-trading-strategies-that-truly-work\/\" title=\"Permalink to Unlock Profitable Daily Trading Techniques\">\r\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1480\" height=\"1050\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/blog-img-11.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/blog-img-11.jpg 1480w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/blog-img-11-300x213.jpg 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/blog-img-11-1024x726.jpg 1024w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/blog-img-11-768x545.jpg 768w\" sizes=\"(max-width: 1480px) 100vw, 1480px\" \/>\t\t<\/a>\t<\/div><div class=\"entry-thumb-content\"><\/div><\/div><div class=\"entry-content-group\"><div class=\"entry-sub-content-group\">\r\n<!-- Entry Title -->\r\n<div class=\"entry-title\">\r\n\t<h4>    \t<a href=\"https:\/\/webdirectms.com\/ardainsurance\/2025\/06\/24\/unlock-daily-trading-strategies-that-truly-work\/\" title=\"Permalink to Unlock Profitable Daily Trading Techniques\">Unlock Profitable Daily Trading Techniques<\/a>\r\n\t<\/h4>\r\n<\/div><!-- Entry Title -->\r\n\t<div class=\"entry-body\"><p>In commodi modi sit tenetur aspernatur qui impedit iure id dolorem optio et voluptates nisi. Consequat magna ante condimentum neque at luctus nibh.<\/p><\/div>\r\n<\/div><div class=\"entry-read-more-group\">\r\n<!-- Entry Button --><div class=\"entry-button wdt-core-button\"><a href=\"https:\/\/webdirectms.com\/ardainsurance\/2025\/06\/24\/unlock-daily-trading-strategies-that-truly-work\/\" title=\"Unlock Profitable Daily Trading Techniques\" class=\"wdt-button\">Continue Reading<span><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\" viewBox=\"0 0 100 59\" style=\"enable-background:new 0 0 100 59;\" xml:space=\"preserve\"><polygon points=\"59.9,6.1 79.4,25.7 6,25.7 6,33.3 79.4,33.3 59.9,52.9 65.3,58.2 94,29.5 65.3,0.8 \"><\/polygon><\/svg><\/span><\/a><\/div><!-- Entry Button --><\/div><\/div><\/article><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bffbd65 e-con-full e-flex e-con e-child\" data-id=\"bffbd65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9ada43 animated-fast elementor-invisible elementor-widget elementor-widget-wdt-blog-posts\" data-id=\"d9ada43\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:&quot;400&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-blog-posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-posts-list-wrapper  wdt-post-list-carousel-d9ada43\" ><div class='tpl-blog-holder  apply-isotope  '><div class='grid-sizer  entry-list-layout wdt-simple-style entry-left-thumb wdt-scalein-hover wdt-flash-overlay column wdt-one-column wdt-post-entry '><\/div><div class=\" entry-list-layout wdt-simple-style entry-left-thumb wdt-scalein-hover wdt-flash-overlay column wdt-one-column wdt-post-entry  \"><article id=\"post-884\" class=\"post-884 post type-post status-publish format-standard has-post-thumbnail hentry category-trading-education tag-trading-success blog-entry\">\r\n<div class=\"entry-media-group\">\r\n\r\n\t<!-- Featured Image -->\r\n\t<div class=\"entry-thumb\">\r\n\t\t\r\n\t\t<a href=\"https:\/\/webdirectms.com\/ardainsurance\/2025\/06\/24\/why-risk-management-is-your-super-power-10\/\" title=\"Permalink to Master The Art Of Profitable Trading Today\">\r\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1480\" height=\"1050\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-12-1.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-12-1.jpg 1480w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-12-1-300x213.jpg 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-12-1-1024x726.jpg 1024w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-12-1-768x545.jpg 768w\" sizes=\"(max-width: 1480px) 100vw, 1480px\" \/>\t\t<\/a>\t<\/div><div class=\"entry-thumb-content\"><\/div><\/div><div class=\"entry-content-group\"><div class=\"entry-sub-content-group\">\r\n<!-- Entry Title -->\r\n<div class=\"entry-title\">\r\n\t<h4>    \t<a href=\"https:\/\/webdirectms.com\/ardainsurance\/2025\/06\/24\/why-risk-management-is-your-super-power-10\/\" title=\"Permalink to Master The Art Of Profitable Trading Today\">Master The Art Of Profitable Trading Today<\/a>\r\n\t<\/h4>\r\n<\/div><!-- Entry Title --><\/div><div class=\"entry-read-more-group\">\r\n<!-- Entry Button --><div class=\"entry-button wdt-core-button\"><a href=\"https:\/\/webdirectms.com\/ardainsurance\/2025\/06\/24\/why-risk-management-is-your-super-power-10\/\" title=\"Master The Art Of Profitable Trading Today\" class=\"wdt-button\">Continue Reading<span><svg 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Market\">\r\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1480\" height=\"1050\" src=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-07-1.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-07-1.jpg 1480w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-07-1-300x213.jpg 300w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-07-1-1024x726.jpg 1024w, https:\/\/webdirectms.com\/ardainsurance\/wp-content\/uploads\/2025\/06\/Blog-img-07-1-768x545.jpg 768w\" sizes=\"(max-width: 1480px) 100vw, 1480px\" \/>\t\t<\/a>\t<\/div><div class=\"entry-thumb-content\"><\/div><\/div><div class=\"entry-content-group\"><div class=\"entry-sub-content-group\">\r\n<!-- Entry Title -->\r\n<div class=\"entry-title\">\r\n\t<h4>    \t<a 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