{"id":1007,"date":"2025-07-01T05:29:06","date_gmt":"2025-07-01T05:29:06","guid":{"rendered":"https:\/\/webdirectms.com\/ardainsurance\/?page_id=1007"},"modified":"2026-07-06T21:31:32","modified_gmt":"2026-07-06T21:31:32","slug":"about-us","status":"publish","type":"page","link":"https:\/\/webdirectms.com\/ardainsurance\/about-us\/","title":{"rendered":"About Us"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1007\" class=\"elementor elementor-1007\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58b810e e-flex e-con-boxed e-con e-parent\" data-id=\"58b810e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1421f22 animated-fast center elementor-invisible elementor-widget elementor-widget-wdt-heading\" data-id=\"1421f22\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_enable_inview_status&quot;:&quot;true&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-heading-holder \" id=\"wdt-heading-1421f22\"><div class=\"wdt-heading-subtitle-wrapper wdt-heading-subtitle\">Our Mission<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4648261 elementor-widget__width-initial animated-fast elementor-invisible elementor-widget elementor-widget-wdt-text-image\" data-id=\"4648261\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;wdt_animation_effect&quot;:&quot;none&quot;}\" data-widget_type=\"wdt-text-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wdt-elementor-repeater-container\"><div class=\"wdt-elementor-repeater-container-wrapper\"><div class=\"wdt-text-tile elementor-repeater-item-a158156\">Our experienced team provides tailored office<\/div><div class=\"wdt-opt-image elementor-repeater-item-0850d12\"><img src=https:\/\/webdirectms.com\/ardainsurance\/wp-content\/themes\/bullish\/ocdi\/uploads\/2025\/07\/Text-with-img-02.png alt=\"image-0850d12\" title=\"image-0850d12\"><\/div><div class=\"wdt-text-tile elementor-repeater-item-d5e4905\">support and<\/div><div class=\"wdt-text-tile elementor-repeater-item-357f5a6\">smart solutions<\/div><div class=\"wdt-opt-image elementor-repeater-item-0b27c1a\"><img src=https:\/\/webdirectms.com\/ardainsurance\/wp-content\/themes\/bullish\/ocdi\/uploads\/2025\/07\/Text-with-img-03.png alt=\"image-0b27c1a\" title=\"image-0b27c1a\"><\/div><div class=\"wdt-text-tile elementor-repeater-item-beea835\">to help businesses<\/div><div class=\"wdt-opt-image elementor-repeater-item-ec980b6\"><img src=https:\/\/webdirectms.com\/ardainsurance\/wp-content\/themes\/bullish\/ocdi\/uploads\/2025\/07\/Text-with-img-01.png alt=\"image-ec980b6\" title=\"image-ec980b6\"><\/div><div class=\"wdt-text-tile elementor-repeater-item-6ff0a84\">operate efficiently.<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p class=\"e-paragraph-base\" data-interaction-id=\"a9ae956\"  data-e-type=\"widget\" data-id=\"a9ae956\">\n\t\t\t\t\t\t\t\t<strong id=\"e-mr9qip1p-wigdb09\">A Better Insurance Structure for Best-in-Class Resorts<\/strong><br><br>Best-in-class resorts aren't consistently rewarded in today's property insurance market. Even with strong risk management and favorable loss experience, well-run resort organizations are often priced the same as everyone else, facing higher premiums than their performance justifies, less efficient program structures, and increasing coverage limitations.<br><br>ARDAdvantage exists to close that gap.<br><br>How It Started<br>To address these challenges, Aon, Gregory &amp; Appel, and the American Resort Development Association (ARDA) partnered to build and launch ARDAdvantage, an association-sponsored, ARDA-capitalized group captive designed specifically for strong, well-managed resorts.<br><br>By pooling best-in-class risks into a dedicated structure, the program was built to deliver more competitive pricing than the traditional market for qualified participants, improved program structure and coverage tailored to resort risk profiles, and greater stability in an often-volatile property insurance environment.<br><br>What Makes It Different<br><br>Traditional group captives typically ask members to contribute upfront capital and potentially fund losses above the loss fund through assessments. ARDAdvantage was structured differently from the start.<br>- Association-sponsored and ARDA-capitalized<br>- ARDA funds all capitalization costs for the captive<br>- No member capital calls or open-ended assessments<br>- Premiums guaranteed by ARDA, even in poor loss years<br><br>The result is a program that looks and feels like adding another carrier option to your marketing spreadsheet, not like building and running your own captive<br><br>Our Partners<br><strong id=\"e-mr9qip1p-dnxf683\">Aon<\/strong> serves as the lead risk partner and preferred captive partner for ARDAdvantage, bringing global insurance brokerage expertise to the program's structure, placement, and ongoing support.<br><br><strong id=\"e-mr9qip1p-d1gp75m\">Gregory &amp; Appel<\/strong> works alongside Aon as a strategic risk partner, helping guide resorts through the program from initial evaluation to placement.<br><br><strong id=\"e-mr9qip1p-9im3nho\">ARDA<\/strong> brings the program to its membership as the American Resort Development Association, capitalizing the captive and guaranteeing premiums to give members a stable, long-term alternative to the traditional market.<br><br>Together, Aon, Gregory &amp; Appel, and ARDA are strategic risk partners to the resort industry's best performers.<br><br>Who ARDAdvantage Is Built For<br><br>ARDAdvantage is designed for resorts that:<br>- Are financially strong<br>- Maintain high engineering and risk management standards<br>- Have a solid loss history<br>- Are seeking a more competitive and stable property insurance solution than the traditional market alone is providing<br><br>Getting Started Comes With No Obligation<br>Participation begins with a no-obligation review of your current property program and loss history, to determine whether your resort is likely to qualify and how an ARDA captive-backed placement compares to your current insurer and other market options in terms of pricing, coverage, and structure.<br><br><strong id=\"e-mr9qip1p-gsjcyhg\">CTA:<\/strong> Start Your No-Obligation Review\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Our Mission Our experienced team provides tailored officesupport andsmart solutionsto help businessesoperate efficiently. A Better Insurance Structure for Best-in-Class Resorts Best-in-class resorts aren&#8217;t consistently rewarded in today&#8217;s property insurance market. Even with strong risk management and favorable loss experience, well-run resort organizations are often priced the same as everyone else, facing higher premiums than their [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1007","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/pages\/1007","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/comments?post=1007"}],"version-history":[{"count":7,"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/pages\/1007\/revisions"}],"predecessor-version":[{"id":2525,"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/pages\/1007\/revisions\/2525"}],"wp:attachment":[{"href":"https:\/\/webdirectms.com\/ardainsurance\/wp-json\/wp\/v2\/media?parent=1007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}